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Using Derivatives to Manage Interest Rate Risk Derivatives A
Using Derivatives to Manage Interest Rate Risk Derivatives A

... County Bank (as the buyer) with a six-month maturity based on a $1 million notional principal amount The floating rate is the 3-month LIBOR and the fixed (exercise) rate is 7% Metro Bank would refer to this as a “3 vs. 6” FRA at 7 percent on a $1 million notional amount from County Bank The phrase “ ...
schroders liquid alternatives br en
schroders liquid alternatives br en

Using Derivatives to Manage Interest Rate Risk
Using Derivatives to Manage Interest Rate Risk

Extraneous Risk: Pricing of Non-Systematic Risk
Extraneous Risk: Pricing of Non-Systematic Risk

Risk Management Lessons from the Credit Crisis
Risk Management Lessons from the Credit Crisis

... risk factors, could be incorrect. These fall in the broad category of model risk. As an example of the first problem, many portfolios unexpected lost money on basis trades during 2008. These involve hedged positions. For instance, a trader could buy a corporate bond and at the same time purchase a c ...
Managing Permanence Risk in the BioCarbon Fund
Managing Permanence Risk in the BioCarbon Fund

The cost of capital of levered equity is equal to the cost of capital of
The cost of capital of levered equity is equal to the cost of capital of

Curriculum Map - Morgan County School District Re-3
Curriculum Map - Morgan County School District Re-3

... of income and compare an average budget with monthly expenditures. Plan purchases for cash and for credit. evaluate purchase in terms of needs and desires. Determine the cash required for living expenses. ...
Quadrants of Risk
Quadrants of Risk

... Organizations define types of risk differently. Some organizations consider legal risks as operational risk, and some may characterize certain hazard risks as operational risk. Financial institutions generally use the categories of market, credit, and operational risk (defined as all other risk, inc ...
7 tips to weather market volatility and stay
7 tips to weather market volatility and stay

... As you saw on page 1, fixed income as a broad asset class typically does not move in lockstep with the stock market. Because of its low correlation to equities, fixed income provides a good source of diversification and can help manage the volatility of the stock market. It’s important to also under ...
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A: An investment

Phil Cosson Senior Municipal Advisor
Phil Cosson Senior Municipal Advisor

... – Second, the debt policies transmit the message to investors and rating agencies that the municipality is committed to sound financial management; and – Third, debt policies can provide consistency and continuity to public policy development for staff and elected officials. ...
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... while they may not affect a vehicle’s performance, they will affect your satisfaction. Once you have your list together, organize the features from most to least important. ...
"Making Europe Safer": Wall Street Journal
"Making Europe Safer": Wall Street Journal

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SAST - SA Legg Mason BW Large Cap Value

... assumes that your investment has a 5% return each year and that the Portfolio’s operating expenses remain the same and fee waivers remain in effect only for the period ended April 30, 2018. The Example does not reflect charges imposed by the Variable Contract. If the Variable Contract fees were refl ...
Moody`s Report - December 5, 2013
Moody`s Report - December 5, 2013

Safe Assets
Safe Assets

... The analysis ignores possibilities of default and neglects transaction costs associated with interest and principal payments; that is, with collecting on loans.4 In this case, bonds pay the risk-free interest rate for period t, denoted rtf . The amount of principal and interest received or paid on b ...
UNIVERSITY OF LOUISVILLE ATHLETIC ASSOCIATION, INC. A
UNIVERSITY OF LOUISVILLE ATHLETIC ASSOCIATION, INC. A

... The following discussion and analysis provides an overview of the financial position and activities of the University of Louisville Athletic Association, Inc. (Association) as of and for the years ended June 30, 2016, 2015, and 2014. This discussion has been prepared by management and should be read ...
Financial-Accounting-6th-Edition-Libby-Test-Bank
Financial-Accounting-6th-Edition-Libby-Test-Bank

... 63. Which of the following is true? A. Assets increase on their right side because they are on the right side of the accounting equation. B. Liabilities increase on their right side because they are on the right side of the accounting equation. C. Stockholders' equity accounts increase on their left ...
A Primer on Bonds Bond Prices and Yields
A Primer on Bonds Bond Prices and Yields

... Pension funds pay lifetime annuities to recipients. è Firm expects to be in business indefinitely, its pension obligation ≈ perpetuity. è Suppose, your pension fund must make perpetual payments of $2 million/year. è The yield to maturity on all bonds is 16%. (a) duration of 5-year bonds with coupon ...
How and Why Credit Rating Agencies are not Like Other Gatekeepers
How and Why Credit Rating Agencies are not Like Other Gatekeepers

... In addition, credit rating agencies continue to face conflicts of interest that are potentially more serious than those of other gatekeepers: they continue to be paid directly by issuers, they give unsolicited ratings that at least potentially pressure issuers to pay them fees, and they market ancil ...
Introduction to Real Estate
Introduction to Real Estate

... Although population growth won't likely contribute the boost in the future that it has over the last 50 years, America's housing stock is aging and will require replacement. According to a 2009 Census Study2, of the 130 million total housing units in the United States, more than 41 million, nearly a ...
Document
Document

Broker-Dealer Trading Activities
Broker-Dealer Trading Activities

... assess the quality of competing markets to assure that order flow is directed to markets providing the most beneficial terms for their customers' orders. While in the past quote-based executions in OTC securities were generally recognized as satisfying best executions obligations, the development of ...
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Securitization

Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS).Critics have suggested that the complexity inherent in securitization can limit investors' ability to monitor risk, and that competitive securitization markets with multiple securitizers may be particularly prone to sharp declines in underwriting standards. Private, competitive mortgage securitization is believed to have played an important role in the U.S. subprime mortgage crisis.In addition, off-balance sheet treatment for securitizations coupled with guarantees from the issuer can hide the extent of leverage of the securitizing firm, thereby facilitating risky capital structures and leading to an under-pricing of credit risk. Off-balance sheet securitizations are believed to have played a large role in the high leverage level of U.S. financial institutions before the financial crisis, and the need for bailouts.The granularity of pools of securitized assets can mitigate the credit risk of individual borrowers. Unlike general corporate debt, the credit quality of securitized debt is non-stationary due to changes in volatility that are time- and structure-dependent. If the transaction is properly structured and the pool performs as expected, the credit risk of all tranches of structured debt improves; if improperly structured, the affected tranches may experience dramatic credit deterioration and loss.Securitization has evolved from its beginnings in the late 18th century to an estimated outstanding of $10.24 trillion in the United States and $2.25 trillion in Europe as of the 2nd quarter of 2008. In 2007, ABS issuance amounted to $3.455 trillion in the US and $652 billion in Europe. WBS (Whole Business Securitization) arrangements first appeared in the United Kingdom in the 1990s, and became common in various Commonwealth legal systems where senior creditors of an insolvent business effectively gain the right to control the company.
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