CENTERPOINT ENERGY INC (Form: 10-Q
... (c) the timing of maintenance and other expenditures and (d) acquisitions and dispositions of businesses, assets and other interests. In addition, business segment information for the three and nine months ended September 30, 2006 has been recast to conform to the 2007 presentation due to the change ...
... (c) the timing of maintenance and other expenditures and (d) acquisitions and dispositions of businesses, assets and other interests. In addition, business segment information for the three and nine months ended September 30, 2006 has been recast to conform to the 2007 presentation due to the change ...
Shifts from Deposits into Currency
... Borrowers can obtain funds in a financial market in two ways: debt and equity. The most common method is to issue a debt instrument, such as a bond or a mortgage. Debt instrument is a contractual agreement by the borrower to pay the holder of the instrument fixed amounts of interest and principal at ...
... Borrowers can obtain funds in a financial market in two ways: debt and equity. The most common method is to issue a debt instrument, such as a bond or a mortgage. Debt instrument is a contractual agreement by the borrower to pay the holder of the instrument fixed amounts of interest and principal at ...
Appendix III: Credit Growth OLS Regression, Summary Statistics
... and researchers to review the dynamics of credit extension and the impact of the country’s consumer credit legislation, the NCA. This case study contains what may be the first empirical analysis of the impact of the NCA on South Africa’s credit markets; it is composed of four main parts This paper p ...
... and researchers to review the dynamics of credit extension and the impact of the country’s consumer credit legislation, the NCA. This case study contains what may be the first empirical analysis of the impact of the NCA on South Africa’s credit markets; it is composed of four main parts This paper p ...
How Do Insured Deposits Affect Bank Risk?
... Dam and Koetter, 2012; Black and Hazelwood, 2012; Duchin and Sosyura, 2012) on banks’ risk-taking. This paper explores how a bank’s amount of insured deposits affects its stability and lending decisions during the recent financial crisis. The main challenge for such an empirical test is an identificati ...
... Dam and Koetter, 2012; Black and Hazelwood, 2012; Duchin and Sosyura, 2012) on banks’ risk-taking. This paper explores how a bank’s amount of insured deposits affects its stability and lending decisions during the recent financial crisis. The main challenge for such an empirical test is an identificati ...
Estimating Risk Premiums
... others have risk premiums under 1%. Before we attempt to come up with rationale for why this might be so, it is worth noting that the standard errors on each and every one of these estimates is larger than 5%, largely because the estimation period includes only 26 years. If the standard errors on th ...
... others have risk premiums under 1%. Before we attempt to come up with rationale for why this might be so, it is worth noting that the standard errors on each and every one of these estimates is larger than 5%, largely because the estimation period includes only 26 years. If the standard errors on th ...
Price-Level Accounting, Full Disclosure, and Rule 10b-5
... cost of goods sold based on a first in, first out method,' 3 earnings surged with "inventory" profits. Often profit levels would quickly fall to more normal levels in subsequent periods when statements would reflect substantially higher costs of goods sold. 1 4 The first reaction to this distortion ...
... cost of goods sold based on a first in, first out method,' 3 earnings surged with "inventory" profits. Often profit levels would quickly fall to more normal levels in subsequent periods when statements would reflect substantially higher costs of goods sold. 1 4 The first reaction to this distortion ...
The Use of Debt Covenants in Public Debt: The Role of
... debt. Accounting based debt covenants, and other control mechanisms will be used if they can reduce this total. The accounting methods that are best able to reduce this total are not necessarily the ones the accounting literature has labeled as high quality accounting. 2.3 Accounting Quality and Deb ...
... debt. Accounting based debt covenants, and other control mechanisms will be used if they can reduce this total. The accounting methods that are best able to reduce this total are not necessarily the ones the accounting literature has labeled as high quality accounting. 2.3 Accounting Quality and Deb ...
Bond Basics: Yield Curve Strategies. Craig Sullivan, CFA, CAIA
... volatility, and while not a factor for US Treasuries – default risk and credit risk). As a result the longer the time to maturity, the higher interest rate a bond should have at that point in time. An upward sloping yield curve also generally signals that investors expect the economy to expand. 2) F ...
... volatility, and while not a factor for US Treasuries – default risk and credit risk). As a result the longer the time to maturity, the higher interest rate a bond should have at that point in time. An upward sloping yield curve also generally signals that investors expect the economy to expand. 2) F ...
2016 Euro Commercial Paper Programme
... case published after the date of this Information Memorandum shall be deemed to be incorporated in, and to form part of, this Information Memorandum upon the publication and filing of such financial statements with the Irish Stock Exchange. Any statement contained herein or in a document incorporate ...
... case published after the date of this Information Memorandum shall be deemed to be incorporated in, and to form part of, this Information Memorandum upon the publication and filing of such financial statements with the Irish Stock Exchange. Any statement contained herein or in a document incorporate ...
U.S. Legal Considerations Affecting Global Offerings of Shares in
... foreign shares, are quoted on a U.S. securities exchange or on NASDAQ so as to provide a U.S. dollar market once the public offering is launched. ADRs also permit U.S. investors to receive their dividends in dollars; dividends on the underlying shares paid in foreign currency 9 Privately placed ADSs ...
... foreign shares, are quoted on a U.S. securities exchange or on NASDAQ so as to provide a U.S. dollar market once the public offering is launched. ADRs also permit U.S. investors to receive their dividends in dollars; dividends on the underlying shares paid in foreign currency 9 Privately placed ADSs ...
Banking structures report, October 2014
... time. In 2013 the euro area banking sector continued its consolidation process, driven by continued pressure to achieve cost containment, deleveraging and restructuring. This process resulted in a further reduction of the total number of credit institutions in the euro area to 5,948 (down from 6,100 ...
... time. In 2013 the euro area banking sector continued its consolidation process, driven by continued pressure to achieve cost containment, deleveraging and restructuring. This process resulted in a further reduction of the total number of credit institutions in the euro area to 5,948 (down from 6,100 ...
PROSPECTUS DATED 17 JANUARY 2014 BUREAU
... with a share capital of Euro 52,961,220) Euro 500,000,000 3.125 per cent. Bonds due 21 January 2021 The Euro 500,000,000 3.125 per cent. Bonds due 21 January 2021 (the "Bonds") are to be issued by Bureau Veritas S.A. (the "Issuer") on 21 January 2014 (the "Issue Date"). The issue price of the Bonds ...
... with a share capital of Euro 52,961,220) Euro 500,000,000 3.125 per cent. Bonds due 21 January 2021 The Euro 500,000,000 3.125 per cent. Bonds due 21 January 2021 (the "Bonds") are to be issued by Bureau Veritas S.A. (the "Issuer") on 21 January 2014 (the "Issue Date"). The issue price of the Bonds ...
Working Capital Management impact on Profitability
... In the development of the normal business, managers have the task to decide what will be the perfect capital structure that will better fit in the firms’ needs. Managers tend to underestimate the working capital management and commonly look on long term perspective, focusing on long-term investments ...
... In the development of the normal business, managers have the task to decide what will be the perfect capital structure that will better fit in the firms’ needs. Managers tend to underestimate the working capital management and commonly look on long term perspective, focusing on long-term investments ...
More Credit with Fewer Crises - weforum.org
... When a country falls into the lowest quintile of credit penetration among countries in a similar development stage, this may be a first indicator of possible coldspots. Additional indicators of coldspots include large unbanked populations and shallow capital markets, which can create structural barr ...
... When a country falls into the lowest quintile of credit penetration among countries in a similar development stage, this may be a first indicator of possible coldspots. Additional indicators of coldspots include large unbanked populations and shallow capital markets, which can create structural barr ...
