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Financial intermediaries, markets, and growth
Financial intermediaries, markets, and growth

... a bank. Banks invest the deposits they have received in storage or in financial claims on the productive technology. They can also trade in the secondary financial market at date 1. Banks can monitor entrepreneurs costlessly and thus guarantee a return of R for the projects they have invested in. Fu ...
DETERMINANTS OF PREMIUMS PAID IN EUROPEAN BANKING
DETERMINANTS OF PREMIUMS PAID IN EUROPEAN BANKING

... and Wall (1989) remark. This fact means the results of works performed cannot be applied to any country or institution. On the one hand, the works performed focus on the analysis of the transactions carried out within the American market, whereas no studies of this kind have been carried out for the ...
File - The Institute of International Finance
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... the equally important objective of avoiding unnecessary disruptions to healthy and vibrant equity markets and assuring the availability of services provided by banking organizations to end-users for their efficient and cost-effective access to such markets. As discussed below, such balancing can be ...
M18_MishkinEakins3427056_08_FMI_C18
M18_MishkinEakins3427056_08_FMI_C18

... • If banks are required to show “market” value in financial records, a bank may appear undercapitalized, even though prices aren’t accurate • The criticism was made only when asset values were falling (2007–2009), not when asset prices were booming, making banks’ balance sheets look very good (early ...
Dubai Islamic Bank Pakistan Ltd.
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2014 Triennial Surveillance Review : External Study -- Risks
2014 Triennial Surveillance Review : External Study -- Risks

... Models provide discipline and aid explanation but cannot be a crutch. The lack of mainstream macroeconomic models incorporating default risk and a banking sector did not, could not mean that those were not sources of macroeconomic vulnerability. Formal and informal analysis are complements, warranti ...
The Determinants of the Bank`s Excess Liquidity and the Credit Crisis
The Determinants of the Bank`s Excess Liquidity and the Credit Crisis

... (1971), Frost (1971) and Baltensperger (1974) 4 and the surveys of Baltensperger (1980) and Santomero (1984). Allen (1998), Nautz (1998), Dow Jr. (2001), Selgin (2001), Heller and Lengwiler (2003) and Bindseil et al. (2004) presented new applications of traditional models5. According to the reserve ...
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Access to finance remains a key constraint, particularly for SMEs
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The Chicago Plan Revisited  Jaromir Benes and Michael Kumhof WP/12/202
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... lending at all between private agents. However, this can be insufficient when private agents exhibit highly heterogeneous initial debt levels. In that case the treasury loans solution can be accompanied by either one or both of the other two institutional arrangements. One is debt-based investment t ...
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Download attachment

... The calculations in this paper were based on and extracted from BankScope database that contains the financial statements of more than 30,000 banks around the world. The sample covers all Conventional and Islamic banks that are based in Gulf Cooperation Council (GCC) counties. Banks were categorized ...
Official PDF , 35 pages
Official PDF , 35 pages

... pervasiveand only few banks and industrial firms are important, an economy may find it more efficient to form a kind of internal capital market and direct credits by administrativedecisions. Viewed this way, govemment control of kredit allocation or "financial repression" might be interpreted as an ...
Competition and regulation in banking∗
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... degree of systemic importance, as identified under Principle 5. Principle 10: National authorities should ensure that the application of the G-SIB and D-SIB frameworks is compatible within their jurisdictions. Home authorities should impose HLA requirements that they calibrate at the parent and/or c ...
Green Paper on Long-Term Financing of the European - EUR-Lex
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... been even weaker, resulting in an increase, in some Member States, in the stock of internal savings, especially of large corporates – cash and equivalent positions of large firms are estimated to have increased by around four percentage points from 2009 to 2011.8 However, many SMEs also suffer from ...
Green Paper on Long-Term Financing of the European Economy
Green Paper on Long-Term Financing of the European Economy

... been even weaker, resulting in an increase, in some Member States, in the stock of internal savings, especially of large corporates – cash and equivalent positions of large firms are estimated to have increased by around four percentage points from 2009 to 2011.8 However, many SMEs also suffer from ...
A Brief Postwar History of US Consumer Finance
A Brief Postwar History of US Consumer Finance

ANALYZING BANK FINANCIAL PERFORMANCE
ANALYZING BANK FINANCIAL PERFORMANCE

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- ASU Digital Repository

... Street faced catastrophic losses that set the stage for the Great Depression, which resulted in a decade of economic depression, leaving millions of people out of work. Using discourse analysis to understand how economic crisis is framed through the mainstream press, this research project analyzed t ...
Overview and Structure of Financial Supervision and Regulation in
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... • Ensuring that each bank is able to assess its own capital adequacy (beyond minimum risk-based capital requirements) based on its risk profile and business model; and • Encouraging banks to develop and use better techniques to identify and measure risk.’ ...
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... securitization of U.S. residential mortgages. The amount of outstanding assetbacked commercial paper—the short-term funding instruments often used to acquire residential mortgage-backed securities, remained relatively constant around $500 billion between 2001 and 2005. It then started to increase dr ...
Valuation Methods and Banks` Takeover Premium: an
Valuation Methods and Banks` Takeover Premium: an

... 2.1 Main issues in valuation of banks In the recent years, the topic of banks valuation has been raising a lot of interest among academics and practitioners. The financial crisis of 2007, which has struck the global banking sector, highlighted that not only the value of a bank has to be measured and ...
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Shadow banking system

The shadow banking system is a term for the collection of non-bank financial intermediaries that provide services similar to traditional commercial banks. Former Federal Reserve Chair Ben Bernanke provided a definition in April 2012: ""Shadow banking, as usually defined, comprises a diverse set of institutions and markets that, collectively, carry out traditional banking functions--but do so outside, or in ways only loosely linked to, the traditional system of regulated depository institutions. Examples of important components of the shadow banking system include securitization vehicles, asset-backed commercial paper (ABCP) conduits, money market mutual funds, markets for repurchase agreements (repos), investment banks, and mortgage companies."" Shadow banking has grown in importance to rival traditional depository banking but was a primary factor in the subprime mortgage crisis of 2007-2008 and global recession that followed.
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