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FAQs ON INVESTMENT REGULATIONS
FAQs ON INVESTMENT REGULATIONS

... made through a collective investment arrangement (see below). If, as a result of market movements, a scheme finds itself with more than the permitted proportion of unregulated investments, the trustees should take immediate steps to make the scheme compliant. It may be prudent to allow ...
Measuring Transaction Costs and Institutional Change in the U.S.
Measuring Transaction Costs and Institutional Change in the U.S.

... to be one of operationalizing the economizing problem in particular environments, aligning transaction costs and governance structures in transaction cost economizing ways, and comparing feasible institutional alternatives. Williamson anticipates the potential for interaction between transaction cos ...
Financial Stability Report November 2011 Contents
Financial Stability Report November 2011 Contents

Self certification for companies, trusts and partnerships
Self certification for companies, trusts and partnerships

POSITION - Eurofinas and 32 others offer comments to the
POSITION - Eurofinas and 32 others offer comments to the

... modalities than a mortgage. This complex definition will be subject to regulatory interpretation. Many originators and sponsors will have serious and legitimate concerns about attesting in this fashion, given the potential for ultimately very heavy sanctions. The solution: (a) component attestation ...
Bank risk taking and competition: evidence from
Bank risk taking and competition: evidence from

... The effect of bank competition on the risk taking behavior of banks has been at the center of a discussion among regulators, policy makers and researchers for a long time. Until recently, the general consensus among policy makers and researchers has been that market power gives banks proper incentiv ...
MIMIC: A Proposal for Deposit Insurance Reform - Berkeley-Haas
MIMIC: A Proposal for Deposit Insurance Reform - Berkeley-Haas

FREE Sample Here
FREE Sample Here

Why Is Financial Stability a Goal of Public Policy
Why Is Financial Stability a Goal of Public Policy

Information, Power, Credit Restrictions and international banking
Information, Power, Credit Restrictions and international banking

IPO Analysis - Agricultural Bank of China (1288.HK)
IPO Analysis - Agricultural Bank of China (1288.HK)

Twin Crises in Emerging Markets:
Twin Crises in Emerging Markets:

... banking system seems to have been affected indirectly by increased borrowers default risk, but also directly because either their liabilities were more highly dollarized than their assets, or their dollarized liabilities were of shorter maturities than their dollarized assets. Moreover, the banking ...
2013 - Central Bank of Sri Lanka
2013 - Central Bank of Sri Lanka

... Hence, banks should closely monitor the potential credit risk associated with key sectors, given the high NPL ratios reported in respect of several key areas of economic activity. Maturity mismatches have decreased, indicating lower exposure to liquidity risk. Banks’ exposure to liquidity risk decli ...
Financial Stability Review Contents
Financial Stability Review Contents

... handling of the sovereign bailout of Cyprus, global financial conditions have improved overall since the September Review. In large part, this reflects various policy developments in Europe that had generally strengthened market perceptions of the ability of the euro area to deal with its sovereign ...
APRA Insight Issue 2 2012 - Australian Prudential Regulation Authority
APRA Insight Issue 2 2012 - Australian Prudential Regulation Authority

... Beyond entity-specific issues, the use across the industry of common vendors and common offshore locations creates concentration risks around certain service providers and countries. A cross divisional working group has been created within APRA to evaluate associated ...
The American University in Cairo  School of Business A Thesis Submitted to
The American University in Cairo School of Business A Thesis Submitted to

... cheaply. However, high reserve requirements act as a tax on the banking system, resulting in further depression of interest rates. Therefore they conclude that financial liberalization is critical for banking sector development thereby growth. Endogenous growth literature also predicts that financia ...
Modelling in Corporate Finance
Modelling in Corporate Finance

December
December

... bank-group level, NPBs recorded the highest Tier I leverage ratio at 9.1 per cent as at end September 2013, whereas, in the case of the PSBs, it was the lowest at 5.4 per cent. Estimation of Losses, Provisioning and Capital Adequacy The estimated expected loss (EL) of SCBs at system level increased ...
Narrow Banking: An Overdue Reform That Could Solve the Too
Narrow Banking: An Overdue Reform That Could Solve the Too

... AdditionaUy, the authors f o u n d that bond investors responded significantly to Fitch's "issuer" ratings (which included Fitch's expectation o f government support for the biggest banks), but bond investors did not respond significandy to Fitch's "individual" ratings (which were based on the stand ...
New Framework for Measuring and Managing Macrofinancial Risk and Financial Stability
New Framework for Measuring and Managing Macrofinancial Risk and Financial Stability

... Financial fragility is intimately related to probability of default. Shocks to flows, prices, or liquidity frequently end up being converted into credit risk in a crisis. Default is hard to handle in traditional macro models in part due to assumptions which usually exclude the possibility of defaul ...
Financial cycle
Financial cycle

... • In good times the financial institutions and their clients may fail to price correctly the risks associated with their decisions or may even be incentivized to increase the extent of risk taken. • In such periods, access to external sources of financing improves significantly - such access is more ...
The Development of an Appropriate Regulatory Response to the
The Development of an Appropriate Regulatory Response to the

... (2009) 21.3 BOND LAW REVIEW  ...
Financial Stability Report May 2011 Contents
Financial Stability Report May 2011 Contents

NBER WORKING PAPER SERIES NEW FRAMEWORK FOR MEASURING AND MANAGING MACROFINANCIAL
NBER WORKING PAPER SERIES NEW FRAMEWORK FOR MEASURING AND MANAGING MACROFINANCIAL

Determinants of Banking System Fragility: a regional perspective
Determinants of Banking System Fragility: a regional perspective

... that the limited liability of banks and the presence of a negative externality of one bank's failure on the health of other banks gives rise to a systemic risk-shifting incentive where all banks undertake correlated investments, thereby increasing economy-wide aggregate risk. Regulatory mechanisms, ...
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Shadow banking system

The shadow banking system is a term for the collection of non-bank financial intermediaries that provide services similar to traditional commercial banks. Former Federal Reserve Chair Ben Bernanke provided a definition in April 2012: ""Shadow banking, as usually defined, comprises a diverse set of institutions and markets that, collectively, carry out traditional banking functions--but do so outside, or in ways only loosely linked to, the traditional system of regulated depository institutions. Examples of important components of the shadow banking system include securitization vehicles, asset-backed commercial paper (ABCP) conduits, money market mutual funds, markets for repurchase agreements (repos), investment banks, and mortgage companies."" Shadow banking has grown in importance to rival traditional depository banking but was a primary factor in the subprime mortgage crisis of 2007-2008 and global recession that followed.
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