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8. South African Case Studies
8. South African Case Studies

... ownership was a function of a number of factors. The 1980s had been a period of economic stagnation and political turmoil unattractive for foreign investment. Japanese firms had for many years been prohibited by their government from making direct investments in apartheid South Africa although many ...
Liquidity Coverage Ratio Completion Guide
Liquidity Coverage Ratio Completion Guide

... are those that are greater than 90 days delinquent. Further, inflows should only be taken at the latest possible date, based on the contractual rights available to counterparties. 44. Inflows from loans that have no specific maturity should not be included; therefore, no assumptions should be applie ...
1 Competition and Concentration in the New European Banking
1 Competition and Concentration in the New European Banking

... conditions and guarantee non-collusive behaviour within that market. Moreover, others, like Jansen and De Haan (2003), suggest that there is no connection between concentration and market competition. There are also more general reasons why the market conditions in the banking industry deserve parti ...
Unconventional Wisdom
Unconventional Wisdom

... This information discusses general market activity, industry or sector trends, or other broad-based economic, market or political conditions and should not be construed as research or investment advice. Please see additional disclosures on the last page of this document. ...
GDB Position paper to BCBS365_9.docx
GDB Position paper to BCBS365_9.docx

... A flat and unique leverage ratio of 3% will unintentionally dis-incentivise low risk business and most likely harm risk reducing businesses / activities. As such we see the need to at least calibrate the ratio calculation in further areas which however contradicts the general approach of simple and ...
Growing NPAs in banks
Growing NPAs in banks

... in India. They are the best indicator of the health of the banking industry. Public sector banks have displayed excellent performance and have beaten the performance of private sector banks in financial operations. However, the only problem of these banks is the increasing level of nonperforming ass ...
MetWest Total Return Bond Fund
MetWest Total Return Bond Fund

... advice before making any financial decisions. ©2017 Bloomberg Finance L.P. All rights reserved. Investment Risks It is important to note that the Fund is not guaranteed by the U.S. Government. Fixed income investments entail interest rate risk, the risk of issuer default, issuer credit risk, and pri ...
Debt Overhang and Recapitalization in Closed and Open Economies
Debt Overhang and Recapitalization in Closed and Open Economies

... reap all expected efficiency gains and the indebted country cannot gain from buying back its debt. It is also important to understand why debt overhang happens in the first place. An insight of the theoretical literature of the past 20 years is that financial contracts – and debt in particular – ar ...
Download Full Article
Download Full Article

Business Cycles and Financial Intermediation in Emerging Economies ∗ Christoph Große Steffen
Business Cycles and Financial Intermediation in Emerging Economies ∗ Christoph Große Steffen

... there is vast empirical literature on sudden stops of capital inflows during systemic crisis episodes (Calvo et al., 2008; Reinhart and Reinhart, 2009, among many others), there is only limited research on the patterns of capital flows to emerging markets during regular times. Broner et al. (2010) ...
The Dynamics of Business Investment Following Banking Crises
The Dynamics of Business Investment Following Banking Crises

... considerably stronger when they follow normal recessions (0.4 percentage points additional growth  for every 1% business investment is below its previous peak) than when they follow banking crises  (0.17  percentage  points,  specification  II).6  A  likelihood  ratio  test  indicates  that  the  mo ...
Introduction - World Bank Group
Introduction - World Bank Group

... Development Bank 2002) and the estimated $12 billion that will likely be sent from the United States to Mexico in 2003 in their decisions. (Lugo 2003) Similar to most financial intermediaries worldwide, income from fees is increasingly becoming a growing share of total income for credit unions. Cred ...
Asymmetric Information and Financial Crises: A Historical
Asymmetric Information and Financial Crises: A Historical

... the economy. Thus, as is described in Bernanke (1983), disturbances in financial markets that reduce the amount of financial intermediation that can be undertaken by banks will lead to a reduction in lending to borrowers with profitable investment opportunities, resulting in a contraction of economi ...
Chapter 11 PPT - McGraw Hill Higher Education
Chapter 11 PPT - McGraw Hill Higher Education

Regulatory Constraints on Leverage: The
Regulatory Constraints on Leverage: The

... leverage requirements. Leverage at those institutions was stable in recent years, whereas leverage at U.S. investment banks (not subject to these constraints) began trending sharply upwards starting in 2004. The combination of stable Tier 1 ratios and sharply rising leverage at some banks illustrate ...
Bank Bailouts and Moral Hazard?
Bank Bailouts and Moral Hazard?

... default), the banks increase the loan investment as the ex post net worth is getting smaller; when the banks’ ex post net worth is below a certain level, they decrease the amount of loans as they are closer to the default. On the other hand, the risky debt amount shows a monotonically decreasing pa ...
DOC - Europa.eu
DOC - Europa.eu

financialIntermediation_KiyotakiPaper
financialIntermediation_KiyotakiPaper

... existing macroeconomic frameworks it is not possible to address this issue. In this paper we develop a macroeconomic model with an intermediation sector that allow banks to issue outside equity as well as short term debt. This makes bank risk exposure an endogenous choice. Here the goal is to have a ...
Maintaining financial system stability
Maintaining financial system stability

recent banking sector reforms in japan : an assessment
recent banking sector reforms in japan : an assessment

... with the Long-Term Credit Bank Law of 1952. They were originally established to clearly differentiate the provision of short-term from long-term finance and to lighten the ordinary banks' burden in respect of the supply of long-term financing. Their funding activities are also distinguishable from t ...
PDP-Working Paper
PDP-Working Paper

... economy. These mutually reinforcing interactions tend to amplify business cycle fluctuations and cause or exacerbate financial instability.” As the global financial crisis has reaffirmed, this instability can easily feed through into the real economy.3 The banking sector is especially prone to this ...
NBER WORKING PAPER SERIES ECONOMIES Joshua Aizenman
NBER WORKING PAPER SERIES ECONOMIES Joshua Aizenman

Multi-Seller Commercial Paper - Dorris - Artic
Multi-Seller Commercial Paper - Dorris - Artic

... payments may be made from the program-wide credit enhancement facility. The rating of any provider of such program-wide credit enhancement, which may be the conduit’s bank sponsor or a third party, must be at least equal to the rating of the conduit’s commercial paper notes. Forms of program-wide cr ...
Understanding Volatility/Standard Deviation within investment funds.
Understanding Volatility/Standard Deviation within investment funds.

... 3.16%) Source Moneymate • Volatility can change over time. • Not suitable for risk rating every type of investment fund, example Lifestyling! • Extreme events can’t be modelled with reliable statistics. • Finally…..Volatility measures the past, but customers invest for the future! ...
Financial News
Financial News

... filings with Canadian securities regulators or the U.S. Securities and Exchange Commission and in other communications. All such statements are made pursuant to the “safe harbour” provisions of, and are intended to be forward-looking statements under applicable Canadian and U.S. securities legislati ...
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Shadow banking system

The shadow banking system is a term for the collection of non-bank financial intermediaries that provide services similar to traditional commercial banks. Former Federal Reserve Chair Ben Bernanke provided a definition in April 2012: ""Shadow banking, as usually defined, comprises a diverse set of institutions and markets that, collectively, carry out traditional banking functions--but do so outside, or in ways only loosely linked to, the traditional system of regulated depository institutions. Examples of important components of the shadow banking system include securitization vehicles, asset-backed commercial paper (ABCP) conduits, money market mutual funds, markets for repurchase agreements (repos), investment banks, and mortgage companies."" Shadow banking has grown in importance to rival traditional depository banking but was a primary factor in the subprime mortgage crisis of 2007-2008 and global recession that followed.
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