When are consumer loans collateralized in emerging markets
... an increasing demand of loans from the retail sector. Lending volumes have grown substantially since 1990 and although state owned enterprises are still the dominant users of credit, their share in bank credit fell from 86% in 1991-1992 to 58% in December 2005 due to growing loan demand from retail ...
... an increasing demand of loans from the retail sector. Lending volumes have grown substantially since 1990 and although state owned enterprises are still the dominant users of credit, their share in bank credit fell from 86% in 1991-1992 to 58% in December 2005 due to growing loan demand from retail ...
Gambling with Other People`s Money
... almost always rescued their bondholders and creditors. These policies have created incentives both to borrow and to lend recklessly. When large financial institutions get in trouble, equity holders are typically wiped out or made to suffer significant losses when share values plummet. The punishment ...
... almost always rescued their bondholders and creditors. These policies have created incentives both to borrow and to lend recklessly. When large financial institutions get in trouble, equity holders are typically wiped out or made to suffer significant losses when share values plummet. The punishment ...
MERCURY GENERAL CORP (Form: 424B5
... defined below). This prospectus supplement and the accompanying prospectus have been prepared on the basis that any offer of notes in any Member State of the European Economic Area which has implemented the Prospectus Directive (each, a “Relevant Member State”) will be made pursuant to an exemption ...
... defined below). This prospectus supplement and the accompanying prospectus have been prepared on the basis that any offer of notes in any Member State of the European Economic Area which has implemented the Prospectus Directive (each, a “Relevant Member State”) will be made pursuant to an exemption ...
american capital senior floating, ltd. - corporate
... Decrease in interest receivable Increase in prepaid expenses and other assets Decrease in interest payable (Decrease) increase in other liabilities and accrued expenses Decrease in payable to affiliate Increase (decrease) in management fee payable ...
... Decrease in interest receivable Increase in prepaid expenses and other assets Decrease in interest payable (Decrease) increase in other liabilities and accrued expenses Decrease in payable to affiliate Increase (decrease) in management fee payable ...
DT - European Parliament
... Why did investors decide on a massive scale to abandon a product that withstood the crisis reasonably well in Europe? And, even more intriguing, why did the EU market not recover (whereas the US market did)? The explanation of stigma on securitisation is far from satisfying, since we are talking abo ...
... Why did investors decide on a massive scale to abandon a product that withstood the crisis reasonably well in Europe? And, even more intriguing, why did the EU market not recover (whereas the US market did)? The explanation of stigma on securitisation is far from satisfying, since we are talking abo ...
Investment and Spending Policy Community Colleges of New
... This Investment Policy Statement (“Statement”) is issued by the Board of Directors (“Board”) of the Community Colleges of New Hampshire Foundation (“Foundation”) for the guidance of the Finance & Investment Committee (“Committee”), the investment manager(s) of the Foundation’s Portfolio Fund (“Fund” ...
... This Investment Policy Statement (“Statement”) is issued by the Board of Directors (“Board”) of the Community Colleges of New Hampshire Foundation (“Foundation”) for the guidance of the Finance & Investment Committee (“Committee”), the investment manager(s) of the Foundation’s Portfolio Fund (“Fund” ...
The Rise of Corporate Savings
... corporate sector vis-à-vis the rest of the economy. The net position is defined as the difference between how much other sectors owe the corporate sector (financial assets) minus how much the corporate sector owes to other sectors (debt). In the 1970s and 1980s the corporate sector was a net debtor, ...
... corporate sector vis-à-vis the rest of the economy. The net position is defined as the difference between how much other sectors owe the corporate sector (financial assets) minus how much the corporate sector owes to other sectors (debt). In the 1970s and 1980s the corporate sector was a net debtor, ...
The Valuation of Collateralised Debt Obligations - DORAS
... compared to the 500 or so for which an active CDS market exists. It is estimated that the debt issuance by these 34,000 firms exceeds that o f the top 500 issuers. It comprises, in the main, privately issued debt, provided primarily by banks. Relatively little o f this debt is traded; hence price in ...
... compared to the 500 or so for which an active CDS market exists. It is estimated that the debt issuance by these 34,000 firms exceeds that o f the top 500 issuers. It comprises, in the main, privately issued debt, provided primarily by banks. Relatively little o f this debt is traded; hence price in ...
Information on risk, own funds and capital requirements
... body, its objectives and any relevant targets set out in that policy, and the extent to which these objectives and targets have been achieved Personnel Committee of Supervisory Board selects Board Members in the way that general composition of Board of Management possesses practical experience relat ...
... body, its objectives and any relevant targets set out in that policy, and the extent to which these objectives and targets have been achieved Personnel Committee of Supervisory Board selects Board Members in the way that general composition of Board of Management possesses practical experience relat ...
Worth the risk? The appeal and challenges of high
... debt financing of companies rated below investment grade by the primary rating agencies (Ba or lower for Moody’s Investor’s Service, BB+ or lower for Standard & Poor’s), they carry higher issuer risk. As a result of the increased probability for default, they have traditionally offered yields above ...
... debt financing of companies rated below investment grade by the primary rating agencies (Ba or lower for Moody’s Investor’s Service, BB+ or lower for Standard & Poor’s), they carry higher issuer risk. As a result of the increased probability for default, they have traditionally offered yields above ...
DOC - Valhi, Inc.
... (collectively, the "Company") at December 31, 1999 has been condensed from the Company's audited consolidated financial statements at that date. The consolidated balance sheet at June 30, 2000, and the consolidated statements of income, comprehensive income, stockholders' equity and cash flows for t ...
... (collectively, the "Company") at December 31, 1999 has been condensed from the Company's audited consolidated financial statements at that date. The consolidated balance sheet at June 30, 2000, and the consolidated statements of income, comprehensive income, stockholders' equity and cash flows for t ...
SIFMA AMG Submits Comments to the Basel Committee on Banking
... liquidity,” so that it can quickly be monetized to pay for any client losses, if needed.2 Moreover, the segregation rules established by the Commodity Futures Trading Commission ensure that (1) the client margin is held separately from, and accounted separately from, the clearing firm’s other assets ...
... liquidity,” so that it can quickly be monetized to pay for any client losses, if needed.2 Moreover, the segregation rules established by the Commodity Futures Trading Commission ensure that (1) the client margin is held separately from, and accounted separately from, the clearing firm’s other assets ...
Monthly Investment Commentary
... reasonable expenses are necessary for investment success. We are willing to pay higher fees up to a point. But, in doing so we must be convinced that we are accessing managers with a skill level that can not only deliver on the risk management expectations (which have to be realistic) but also can d ...
... reasonable expenses are necessary for investment success. We are willing to pay higher fees up to a point. But, in doing so we must be convinced that we are accessing managers with a skill level that can not only deliver on the risk management expectations (which have to be realistic) but also can d ...
Synovus to Acquire Entaire Global Companies, Inc.
... specialty financial services company. Entaire is a private life insurance premium finance lender providing fully collateralized, nonmortality-based loans to commercial borrowers through its principal subsidiary, Global One. Entaire lends primarily to small businesses, with all loans collateralized b ...
... specialty financial services company. Entaire is a private life insurance premium finance lender providing fully collateralized, nonmortality-based loans to commercial borrowers through its principal subsidiary, Global One. Entaire lends primarily to small businesses, with all loans collateralized b ...
The Only Spending Rule Article You Will Ever Need
... as near to one as can be achieved with existing securities—which, for a US dollar consumer, is a laddered portfolio of Treasury Inflation-Protected Securities (TIPS), with cash flows matched to the investor’s planned consumption—then the recalculated annuity “payment” or spending amount in each peri ...
... as near to one as can be achieved with existing securities—which, for a US dollar consumer, is a laddered portfolio of Treasury Inflation-Protected Securities (TIPS), with cash flows matched to the investor’s planned consumption—then the recalculated annuity “payment” or spending amount in each peri ...