• Study Resource
  • Explore
    • Arts & Humanities
    • Business
    • Engineering & Technology
    • Foreign Language
    • History
    • Math
    • Science
    • Social Science

    Top subcategories

    • Advanced Math
    • Algebra
    • Basic Math
    • Calculus
    • Geometry
    • Linear Algebra
    • Pre-Algebra
    • Pre-Calculus
    • Statistics And Probability
    • Trigonometry
    • other →

    Top subcategories

    • Astronomy
    • Astrophysics
    • Biology
    • Chemistry
    • Earth Science
    • Environmental Science
    • Health Science
    • Physics
    • other →

    Top subcategories

    • Anthropology
    • Law
    • Political Science
    • Psychology
    • Sociology
    • other →

    Top subcategories

    • Accounting
    • Economics
    • Finance
    • Management
    • other →

    Top subcategories

    • Aerospace Engineering
    • Bioengineering
    • Chemical Engineering
    • Civil Engineering
    • Computer Science
    • Electrical Engineering
    • Industrial Engineering
    • Mechanical Engineering
    • Web Design
    • other →

    Top subcategories

    • Architecture
    • Communications
    • English
    • Gender Studies
    • Music
    • Performing Arts
    • Philosophy
    • Religious Studies
    • Writing
    • other →

    Top subcategories

    • Ancient History
    • European History
    • US History
    • World History
    • other →

    Top subcategories

    • Croatian
    • Czech
    • Finnish
    • Greek
    • Hindi
    • Japanese
    • Korean
    • Persian
    • Swedish
    • Turkish
    • other →
 
Profile Documents Logout
Upload
Outlook on Global Equity Income
Outlook on Global Equity Income

... Certain information included herein is derived by Lazard in part from an MSCI index or indices (the “Index Data”). However, MSCI has not reviewed this product or report, and does not endorse or express any opinion regarding this product or report or any analysis or other information contained herein ...
Growth rate
Growth rate

... The Federal Reserve’s Q3-2 program (print money to buy $40 bil of MBS per month) and Operation Twist will keep long-term interest rates low through 2013. Banks/CUs are weighing the marginal risk (credit/interest rate) versus marginal return (additional YOA) of alternative assets to boost NIMs. Aggre ...
Beyond Duration: Comparing Taxable Bond Funds
Beyond Duration: Comparing Taxable Bond Funds

... An agency collateralized mortgage obligation (CMO) is a mortgage-backed security divided into categories based on risk and maturity dates. It involves pooling mortgages into a special purpose entity, where different tranches of the securities are then sold to investors. Agency refers to securities g ...
The State of the Low Income Housing Tax Credit Market – National
The State of the Low Income Housing Tax Credit Market – National

... „ Not many TEB deals have been executed in the last few years due to various local and national ...
Heads I win, tails I win
Heads I win, tails I win

Chp. 1.1 Simple Interest
Chp. 1.1 Simple Interest

What are Financial Intermediaries (FIs)?
What are Financial Intermediaries (FIs)?

... “It is the ability to foretell what is going to happen tomorrow, next week, next month, and next year. And to have the ability afterwards to explain why it didn’t happen.” Sir Winston Churchill ...
Downlaod File - Prince Mohammad Bin Fahd University
Downlaod File - Prince Mohammad Bin Fahd University

Chapter 13
Chapter 13

... Individual securities: Investors may also purchase shares directly on a foreign exchange, especially if the exchange is welldeveloped. ...
DCF Tutorial Part 1
DCF Tutorial Part 1

... Discount Rate • The interest rate at which you discount expected future cash flows to the present • Efficient Markets Hypothesis (EMH) – Finance theory which states that all stock market prices at any given time reflect the accurate present value of the future cash flows of a business – Assumes mar ...
What is the Truth in Lending Statement?
What is the Truth in Lending Statement?

IMF Financial Operations 2015 -- Appendix 4: Disclosure of
IMF Financial Operations 2015 -- Appendix 4: Disclosure of

Issue in Financial Stability—Activity and Financing in the Vehicle
Issue in Financial Stability—Activity and Financing in the Vehicle

... transactions known as “zero kilometer”, in which they purchase vehicles wholesale from the importers, and then sell them as first-hand vehicles at a lower price and with higher financing rates, ...
Financial Statement Analysis and Security Valuation
Financial Statement Analysis and Security Valuation

... Cash flows from purchases, sales, and maturities of available-for-sale securities and held-tomaturity securities should be classified as cash flows from investing activities and reported gross for each security classification in the statement of ...
Neither a Lender nor a Borrower Be
Neither a Lender nor a Borrower Be

Barclays Capital Inc. Deutsche Bank Securities Inc. TD Securities
Barclays Capital Inc. Deutsche Bank Securities Inc. TD Securities

PPT
PPT

... • Current assets and liabilities generally have book values and market values that are very close. This is not necessarily the case with the other assets, liabilities, and equity of the firm. • Assets are listed at historical costs less accumulated depreciation – this may bear little resemblance to ...
Changing Times for Financial Institutions Chapter 1
Changing Times for Financial Institutions Chapter 1

... Notes: The quality of loans refers to one-year default probabilities corresponding to the historical average for a given credit rating, in this case an unsecured credit with an assumed loss given a default (LGD) of 45 percent. The one-year probability of default used is 0.03 percent for AAA, 0.35 pe ...
Framework for Conducting Monetary Policy at Low Interest Rates
Framework for Conducting Monetary Policy at Low Interest Rates

... reduce the yield on, the purchased assets (which could include longer-term government securities or private assets such as mortgage-backed securities ...
How do you assess multi-asset funds?
How do you assess multi-asset funds?

... include short sales or other strategies that are intended to provide inverse exposure to a particular market or other asset class, as well as leverage and may subject a portfolio to potentially dramatic changes (including losses) in a portfolio’s value. Alternative investments commonly include the u ...
The Treatment of Nonperforming Loans
The Treatment of Nonperforming Loans

... Loans are only revalued when they fail or are renegotiated ...
Terry`s Place is currently experiencing a bad debt ratio of 4%. Terry
Terry`s Place is currently experiencing a bad debt ratio of 4%. Terry

Corporate Financing
Corporate Financing

Chapter 11 – Cost Of Capital (Block)
Chapter 11 – Cost Of Capital (Block)

... $62.70. There is a selling cost of $3.30. What is the after-tax cost of preferred stock if the firm's tax rate is 33%? a. 2.02% b. 4.09% c. 5.79% d. 6.11% 9. The cost of equity capital in the form of new common stock will be higher than the cost of retained earnings because of a. The existence of ta ...
Multiple Choice
Multiple Choice

... Answer: d 14. A bond that has positive convexity: a. is more price sensitive when rates fall then when rates rise. b. is more price sensitive when rates rise then when rates fall. c. has a negative duration. d. has a duration greater than maturity. e. a. and d. Answer: a 15. Which of the following i ...
< 1 ... 198 199 200 201 202 203 204 205 206 ... 257 >

Securitization

Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS).Critics have suggested that the complexity inherent in securitization can limit investors' ability to monitor risk, and that competitive securitization markets with multiple securitizers may be particularly prone to sharp declines in underwriting standards. Private, competitive mortgage securitization is believed to have played an important role in the U.S. subprime mortgage crisis.In addition, off-balance sheet treatment for securitizations coupled with guarantees from the issuer can hide the extent of leverage of the securitizing firm, thereby facilitating risky capital structures and leading to an under-pricing of credit risk. Off-balance sheet securitizations are believed to have played a large role in the high leverage level of U.S. financial institutions before the financial crisis, and the need for bailouts.The granularity of pools of securitized assets can mitigate the credit risk of individual borrowers. Unlike general corporate debt, the credit quality of securitized debt is non-stationary due to changes in volatility that are time- and structure-dependent. If the transaction is properly structured and the pool performs as expected, the credit risk of all tranches of structured debt improves; if improperly structured, the affected tranches may experience dramatic credit deterioration and loss.Securitization has evolved from its beginnings in the late 18th century to an estimated outstanding of $10.24 trillion in the United States and $2.25 trillion in Europe as of the 2nd quarter of 2008. In 2007, ABS issuance amounted to $3.455 trillion in the US and $652 billion in Europe. WBS (Whole Business Securitization) arrangements first appeared in the United Kingdom in the 1990s, and became common in various Commonwealth legal systems where senior creditors of an insolvent business effectively gain the right to control the company.
  • studyres.com © 2025
  • DMCA
  • Privacy
  • Terms
  • Report