Economics and Financial Literacy
... TE: 88-89, 90-94, 95-99, 100-101, 102-107, 108-109, 110-111, 112-116, 117-123, 124-125, 126127, 128-129, 130-139, 140-147, 148-149, 150-151, 152-153 ...
... TE: 88-89, 90-94, 95-99, 100-101, 102-107, 108-109, 110-111, 112-116, 117-123, 124-125, 126127, 128-129, 130-139, 140-147, 148-149, 150-151, 152-153 ...
DEBT – Equity Mix - Scholars Middle East Publishers
... Abstract: Capital structure is an important element of any business organization. Every concern tries to have optimum capital structure in the view of increasing profitability, reducing overall cost of capital and thereby increasing value. Some authors have propounded theories of capital structure. ...
... Abstract: Capital structure is an important element of any business organization. Every concern tries to have optimum capital structure in the view of increasing profitability, reducing overall cost of capital and thereby increasing value. Some authors have propounded theories of capital structure. ...
The Financial Capability Scale Questions and Guide to Using the
... someone in your family lost a job, got sick or had another emergency, how confident are you that your family could come up with money to make ends meet within a month? Not at all confident (0) Somewhat confident (1) Very confident (2) ...
... someone in your family lost a job, got sick or had another emergency, how confident are you that your family could come up with money to make ends meet within a month? Not at all confident (0) Somewhat confident (1) Very confident (2) ...
Optimal Time-Consistent Macroprudential Policy
... calibration this second term dwarfs the first, and the probability of crises matches the exogenous probability of a low-output regime, the debt tax they examine has no effect on the frequency of crises and has small effects on their magnitude. In contrast, in our model both the probability of crises ...
... calibration this second term dwarfs the first, and the probability of crises matches the exogenous probability of a low-output regime, the debt tax they examine has no effect on the frequency of crises and has small effects on their magnitude. In contrast, in our model both the probability of crises ...
Banking crises and the lending channel: Evidence from industrial
... Our paper is related to several strands of literature. First, it is related to the huge body of literature on firms' capital structure. In particular, it is related to the literature that has extended the traditional analysis of the trade-off theory (TOT) and the peckingorder theory (POT) to a cross ...
... Our paper is related to several strands of literature. First, it is related to the huge body of literature on firms' capital structure. In particular, it is related to the literature that has extended the traditional analysis of the trade-off theory (TOT) and the peckingorder theory (POT) to a cross ...
Recent Accounting Pronouncements — Not Yet Adopted
... at fair value with changes in fair value recognized through net income (other than those accounted for under equity method of accounting or those that result in consolidation of the investee). The amendments also require an entity to present separately in other comprehensive income the portion of th ...
... at fair value with changes in fair value recognized through net income (other than those accounted for under equity method of accounting or those that result in consolidation of the investee). The amendments also require an entity to present separately in other comprehensive income the portion of th ...
LBO General Discussion
... • global fundraising from since 1998 estimated at more than $1,000 billion • US represents about two-thirds • Europe represents about one-quarter; not much left for the rest of the world, but some signs that the focus is spreading East • about two-thirds of the equity raised for private equity is de ...
... • global fundraising from since 1998 estimated at more than $1,000 billion • US represents about two-thirds • Europe represents about one-quarter; not much left for the rest of the world, but some signs that the focus is spreading East • about two-thirds of the equity raised for private equity is de ...
Bolivia: Ex Post Assessment of Longer-Term Program
... percent range prior to 1999, and for helping to prevent a financial disaster in 2003–04. It also shares responsibility for some of the disappointments. While it cannot be blamed for the increasing costs of pensions, the Fund should have exercised closer surveillance over the pension reform and shoul ...
... percent range prior to 1999, and for helping to prevent a financial disaster in 2003–04. It also shares responsibility for some of the disappointments. While it cannot be blamed for the increasing costs of pensions, the Fund should have exercised closer surveillance over the pension reform and shoul ...
Self-Fulfilling Crises in the Eurozone: An Empirical Test
... do not appear to be much related to the increase in the debt-to-GDP ratios during the same period. This is as the theory predicts. We will analyze whether this result stands the scrutiny of econometric testing. Do the same developments occur in ‘stand-alone’ countries, i.e. countries that are not pa ...
... do not appear to be much related to the increase in the debt-to-GDP ratios during the same period. This is as the theory predicts. We will analyze whether this result stands the scrutiny of econometric testing. Do the same developments occur in ‘stand-alone’ countries, i.e. countries that are not pa ...
Utility Cost of Capital
... • The cost of debt capital is the interest rate that must be paid • The cost of equity capital cannot be easily observed, but when a utility issues shares and when it retains earnings, investors expect some return on that capital • The return on capital of a utility can be thought of as the “wages o ...
... • The cost of debt capital is the interest rate that must be paid • The cost of equity capital cannot be easily observed, but when a utility issues shares and when it retains earnings, investors expect some return on that capital • The return on capital of a utility can be thought of as the “wages o ...
The Impact of the Great Recession on Emerging Markets
... As a result, growth of the global economy fell by 6 percentage points from its pre-crisis peak to its trough in 2009, the largest straight fall in global growth in the post-war era. Similarly, real output in EMs fell about 4 percent between 2008Q3 and 2009Q1, the most intense period of the crisis. H ...
... As a result, growth of the global economy fell by 6 percentage points from its pre-crisis peak to its trough in 2009, the largest straight fall in global growth in the post-war era. Similarly, real output in EMs fell about 4 percent between 2008Q3 and 2009Q1, the most intense period of the crisis. H ...
Country Report Sweden 2016 - European Commission
... in the coming years according to the Commission's 2016 winter forecast. Steadily increasing household consumption, solid investment growth and increasing government consumption are expected to support strong growth in the coming years. While domestic demand has been the main engine of economic growt ...
... in the coming years according to the Commission's 2016 winter forecast. Steadily increasing household consumption, solid investment growth and increasing government consumption are expected to support strong growth in the coming years. While domestic demand has been the main engine of economic growt ...
Credit Availability, Start-up Financing, and Survival: Evidence from
... credit―rather than, for instance, a reduced demand for credit or other spurious factors―that is driving our results. To do so, we first rerun regressions without the start-ups founded in 2009, a year in which the demand-side effects of the crisis became more apparent. For instance, while gross fixed ...
... credit―rather than, for instance, a reduced demand for credit or other spurious factors―that is driving our results. To do so, we first rerun regressions without the start-ups founded in 2009, a year in which the demand-side effects of the crisis became more apparent. For instance, while gross fixed ...
1 Barriers to Market Discipline: A Comparative Study of Mortgage
... intervention. Additional barriers to consumer self-protection have been recognized by other U.S. federal agencies and quasi-governmental entities. They have also been recognized by the Financial Services Authority in the United Kingdom. These additional barriers to effective consumer self-protection ...
... intervention. Additional barriers to consumer self-protection have been recognized by other U.S. federal agencies and quasi-governmental entities. They have also been recognized by the Financial Services Authority in the United Kingdom. These additional barriers to effective consumer self-protection ...
Real Effects of Inflation through the Redistribution
... lose during this episode, and what economic effects would arise? We answer these questions in three steps. First, we document nominal asset and liability positions in the U.S. economy for various groups of households, as well as the government and foreign sectors. Second, we estimate the redistribut ...
... lose during this episode, and what economic effects would arise? We answer these questions in three steps. First, we document nominal asset and liability positions in the U.S. economy for various groups of households, as well as the government and foreign sectors. Second, we estimate the redistribut ...
Q1-07 CFO Presentation
... financing, financial and operating results, and regulation that are subject to inherent risks and uncertainties. There is significant risk that predictions and other forward looking statements will not prove to be accurate so do not place undue reliance on them. Factors that could cause actual resul ...
... financing, financial and operating results, and regulation that are subject to inherent risks and uncertainties. There is significant risk that predictions and other forward looking statements will not prove to be accurate so do not place undue reliance on them. Factors that could cause actual resul ...
I. International and Domestic Developments Affecting Financial Stability
... economic recovery and risks are concentrated particularly on the non-bank financial activities. Expectations for a potential interest rate hike by the Fed and geopolitical risks cause the global risk appetite and capital flows to emerging economies ...
... economic recovery and risks are concentrated particularly on the non-bank financial activities. Expectations for a potential interest rate hike by the Fed and geopolitical risks cause the global risk appetite and capital flows to emerging economies ...
Borrower characteristics and mortgage choice in Sweden
... number of different aspects. Purchasing a home is a long-term engagement, and having a mortgage can represent a great budget constraint. The present article answers calls for more knowledge about the effect of consumer characteristics (Campbell, 2006), and, in light of the US mortgage crisis, for mo ...
... number of different aspects. Purchasing a home is a long-term engagement, and having a mortgage can represent a great budget constraint. The present article answers calls for more knowledge about the effect of consumer characteristics (Campbell, 2006), and, in light of the US mortgage crisis, for mo ...
Household debt
Household debt is defined as the amount of money that all adults in the household owe financial institutions. It includes consumer debt and mortgage loans. A significant rise in the level of this debt coincides historically with many severe economic crises and was a cause of the U.S. and subsequent European economic crises of 2007–2012. Several economists have argued that lowering this debt is essential to economic recovery in the U.S. and selected Eurozone countries.