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New Investment Portfolios
New Investment Portfolios

... Cap Value Portfolio which seeks to achieve long-term capital appreciation. The portfolio seeks to capture the returns and diversification benefits of a broad crosssection of US value companies with market capitalizations within the largest 90% of the market universe. T. Rowe Price Large-Cap Growth 5 ...
Mr Chris Louw Regional Manager
Mr Chris Louw Regional Manager

... The NEF seeks to address the following market failures:  Lack of access to finance  Lack of access to markets  Lack of specific industry-knowledge and/or management experience  Limited or no equity contribution  SMEs have low bargaining power with suppliers and customers (they are price-takers) ...
your retirement plan is on the move
your retirement plan is on the move

... This notice is to inform you that your account in the Baylor Scott & White Health Retirement Savings Plan and/or the Baylor Scott & White Health 403(b) Savings Plan will transfer to Empower Retirement effective August 1, 2016. As a result of this change, you will temporarily be unable to check your ...
ECOWAS - Investment Policy and Promotion
ECOWAS - Investment Policy and Promotion

... value chains in key sectors. FDI brings not only investment and jobs, but also increased exports, supply chain spillovers, and new technologies and business practices. These potential benefits require clear and effective implementation of investment strategies and policies that respond to the realit ...
over confidence amongst us
over confidence amongst us

... Despite this disconnect, less than a quarter (22%) of US retail investors polled will make changes to their investments in the year ahead based on professional financial advice, with 41% intending to invest as they have done in previous years and a third (33%) changing their investments in response ...
Semi-Annual Report
Semi-Annual Report

... We expect the year-over-year change in corporate profits for the S&P 500® Index will be negative for the second quarter of 2016, which would mark the fifth consecutive quarter of negative growth. The level of the S&P 500® Index has essentially moved sideways since the beginning of 2015 with episodic ...
A guide to how we manage our with-profits fund
A guide to how we manage our with-profits fund

... So, for example, in good years we will hold back some of the profits and use them to top up bonuses in poorer years. However, smoothing will not stop bonuses or other payouts from getting progressively smaller if investment returns remain low over several years. So, when times are not so good, you m ...
CIS Frequently Asked Questions
CIS Frequently Asked Questions

... A manager may only make comparisons between its collective investment scheme or portfolio and another collective investment scheme or portfolio if the collective investment schemes or portfolios have sufficiently similar features and Commonality. The scheme or portfolio being compared to may not be ...
Finding a new balance with alternatives
Finding a new balance with alternatives

... As we move further away from the Great Recession, the traditional 60/40 portfolio faces headwinds that have not occurred for much, if any, of its existence. This much-used paradigm allocates 60% of a portfolio to equities and 40% to bonds, balancing over the long term the growth (and higher risk) as ...
Article III, Section 49-k of the Texas Constitution created the Texas
Article III, Section 49-k of the Texas Constitution created the Texas

... These two types of financial statements are the fund financial statements and the entity-wide financial statements. The fund financial statements are presented on the first column of the statements and the entity-wide financial statements on the last column. Adjustments between the fund financial st ...
CI LifeCycle Portfolios
CI LifeCycle Portfolios

... CI LifeCycle Portfolios draw on the asset allocation and non-linear glide path leadership of State Street Global Advisors (SSgA). State Street Global Advisors’ ongoing comprehensive asset allocation and glide path research and recommendations are critical underpinnings of the program. SSgA, a global ...
Corporate Governance, Organizational Structure, and Research of
Corporate Governance, Organizational Structure, and Research of

... governance variables have significant effect in one study, but not in another study. The effect of audit quality variables on performance is similar to that of corporate governance variables. Liberalization and deregulation usually increase the performance. Liberalization and deregulation have ...
Trust Company Advisor CTF R1 – 20bps R2
Trust Company Advisor CTF R1 – 20bps R2

... Audit: Plan clients will take comfort in the independent and internal audits of the trustee and the CTFs. Regulations: Plan clients will take comfort in the well established regulatory framework for CTFs. Experience: CTFs have been included in retirement plans, including participant directed plans, ...
Corporate Governance - International Anti
Corporate Governance - International Anti

... holds boards and managers accountable in their management of corporate assets. This oversight and accountability -- combined with the efficient use of resources, improved access to lower-cost capital and increased responsiveness to societal needs and expectations -- should lead to improved corporate ...
Statutory Accounting Principles Working Group
Statutory Accounting Principles Working Group

... Further information regarding ETF’s is available on the SEC website. However, the following aspects have been included from the SEC Investor Bulletin: Exchange-Traded Funds (ETFs) – http://www.sec.gov/investor/alerts/etfs.pdf: Regulatory requirements include: ...
Mutual funds
Mutual funds

... ©2007, The McGraw-Hill Companies, All Rights Reserved ...
Investment Embracing Sharia Principles
Investment Embracing Sharia Principles

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January 31, 2017 - Tortoise Index Solutions
January 31, 2017 - Tortoise Index Solutions

... Non-U.S. Securities Risk. Investments in securities of non-U.S. issuers involve risks not ordinarily associated with investments in securities and instruments of U.S. issuers, including risks relating to political, social and economic developments abroad, differences between U.S. and foreign regula ...
cordros money market fund - Cordros Asset Management
cordros money market fund - Cordros Asset Management

... This document is important and you are advised to carefully read and understand its contents. If you are in doubt about its contents or the action to take, please consult your Stockbroker, Solicitor, Banker or an Independent Investment Adviser for guidance immediately. This Prospectus has been seen ...
Are Funds of Funds Simply Multi-Strategy
Are Funds of Funds Simply Multi-Strategy

... methodology of this study is sound, there are a number of issues that limit the impact of the authors’ conclusion. First, although the study covers a significant time period (1994–2004), the sample size is quite small. There were only 27 funds classified as multi-strategy funds in 1994, of which 14 ...
Understanding Your Choices - FieldNet
Understanding Your Choices - FieldNet

... • How willing are you to tolerate the ups and downs of the market? • How much time do you have to let your investment grow? Before we learn about you, let’s discuss the time-tested principles of investing – asset allocation and diversification – and the critical role they play in your investment s ...
Friends Life Investment Bond Fund Guide
Friends Life Investment Bond Fund Guide

... go down as well as up. You could get back less than you have paid in. Price: At times, a fund may need to change the way its price is calculated to ensure that those moving into and out of the fund and existing unitholders/shareholders are treated fairly and are not disadvantaged by any large cashfl ...
Mosaic Global Fund - Premier Asset Development Services
Mosaic Global Fund - Premier Asset Development Services

... informational purposes only. It is not an offer to sell or a solicitation to buy any financial product. This document is not directed at or intended for use by the general public. Principle loss is possible. Past results are not necessarily an accurate predictor of future results. This document does ...
SIFM A Proposed C onform ance R ule C om m
SIFM A Proposed C onform ance R ule C om m

... periods for illiquid investments in funds that do not fall within the definition of “illiquid fund,” in each case if certain standards are satisfied. The purpose of Section 13(c) is to ensure that banking entities move steadily toward conforming their activities and investments in funds, while minim ...
Dalton Street Capital Absolute Return Fund Product Disclosure
Dalton Street Capital Absolute Return Fund Product Disclosure

... entity services for external fund managers. EQT’s responsibilities and obligations, as the responsible entity of the Fund, are governed by the Fund’s constitution (“Constitution”) as well as the Corporations Act and general trust law. EQT also assists not-for-profit and charitable organisations with ...
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Fund governance

Fund governance refers to a system of checks and balances and work performed by the governing body (board) of an investment fund to ensure that the fund is operated in the best interests of the fund and its investors. The objective of fund governance is to uphold the regulatory principles commonly known as the four pillars of investor protection that are typically promulgated through the investment fund regulation applicable in the jurisdiction of the fund. These principles vary by jurisdiction and in the US, the 1940 Act generally ensure that: (i) The investment fund will be managed in accordance with the fund’s investment objectives, (ii) The assets of the investment fund will be kept safe, (iii) When investors redeem they will get their pro rata share of the investment fund’s assets, (iv) The investment fund will be managed for the benefit of the fund’s shareholders and not its service providers.
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