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Latin America Macroeconomic Outlook A Global Perspective
Latin America Macroeconomic Outlook A Global Perspective

... account for 93 percent of the region’s GDP. Henceforth, the terms LAC-7, “the region” and Latin America will be used interchangeably. 3 The average growth rate for LAC-7 is calculated using the simple average instead of a weighted average to avoid over-representing larger economies. The goal is to a ...
Banking crises and the lending channel: Evidence from industrial
Banking crises and the lending channel: Evidence from industrial

... Our paper is related to several strands of literature. First, it is related to the huge body of literature on firms' capital structure. In particular, it is related to the literature that has extended the traditional analysis of the trade-off theory (TOT) and the peckingorder theory (POT) to a cross ...
FORM 10-Q - Barchart.com
FORM 10-Q - Barchart.com

... Basis of Presentation - The financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The information disclosed in the ...
Extended Stay America (ESA) – A Case Study
Extended Stay America (ESA) – A Case Study

Bogotá, 30 de diciembre de 2005
Bogotá, 30 de diciembre de 2005

... So urce: Superintendencia Financiera. Financial statements subject to revisio n by the SFC. ...
Chapter 7 - Irfan Lal
Chapter 7 - Irfan Lal

PDF
PDF

... and therefore launch bonds regardless of the spread they must o¤er, while less corrupt countries might have the discretion to stay out of the debt market when it means o¤ering a high spread. We discuss the macroeconomic variables we will use below and in the next section we describe our empirical st ...
Document
Document

... This means that the probabilistic approach to pricing a corporate bond is essentially a problem of computing an expectation under Q , which is in turn a problem of computing multivariate normal integrals. The practicality of this approach lies in whether we can express VT and T 5 in form of simple ...
Going Beyond Style Box Investing
Going Beyond Style Box Investing

... This information is proprietary and cannot be reproduced or distributed. Certain information may be received from sources Voya Investment Management (“Voya IM”) considers reliable; Voya IM does not represent that such information is accurate or complete. Certain statements contained herein may const ...
Financial Stability Report - November 2016
Financial Stability Report - November 2016

... Notes: (p) – projections. Larger circles relate to more recent projections. For BdP these are from the Economic Bulletin of June 2015, December 2015 and June 2016; for the EC these are from the European Economic Forecast of Winter 2015, Spring 2016 and Autumn 2016; for the IMF these are from the Wor ...
Why Risk Management
Why Risk Management

... Shocks to capital result in a reduction of bank loan supply (both in and outside crises and independent of structure) The effect of initial capital is stronger in crisis times Loan losses have the potential to exacerbate macroeconomic fluctuations, that is, financial instability may have real effect ...
accounts receivable
accounts receivable

... Accounts Receivable Issues Companies sell on credit to increase their volume of sales. Accounts where customers will not or cannot pay are called Uncollectible Accounts or Bad Debts. The loss of these amounts is considered an expense of selling on credit Key Issue: What portion of credit sales/a ...
ratio - ENTR-203
ratio - ENTR-203

... Types of Business Ratios (continued) Profitability ratios are used by potential investors and creditors to determine how much of an investment will be returned from either earnings on revenues or appreciation of assets.  Market ratios are used to compare firms within the same industry. They are pr ...
The Market for Corporate Control and the Cost of Debt
The Market for Corporate Control and the Cost of Debt

... The implication for bondholders in general, not necessarily those whose …rms are currently acquiring or being acquired, is that an open market for corporate control leads to a lower cost of debt; in addition, the e¤ect would be more pronounced for …rms with higher credit risk. Following Billett, Kin ...
MN20211A-2009 - people.bath.ac.uk
MN20211A-2009 - people.bath.ac.uk

... Value of the Firm and Capital Structure Value of the Firm = Value of Debt + Value of Equity = discounted value of future cashflows available to the providers of capital. (where values refer to market values). Capital Structure is the amount of debt and equity: It is the way a firm ...
consolidated statement of financial position as at 31 march 2011
consolidated statement of financial position as at 31 march 2011

... Service Concession Arrangement entered into between IL&FS, NTBCL and NOIDA A ‘Concession Agreement’ entered into between the NTBCL, Infrastructure Leasing and Financial Services Limited (IL&FS, the promoter company) and the New Okhla Industrial Development Authority, Government of Uttar Pradesh, con ...
What is Finance?
What is Finance?

... GAAP Net Income vs. Cash Flows  General Accepted Accounting Principles (GAAP) govern audited financial statements  The objective of GAAP is to provide a consistent account of a firm's financial status based on historical cost, where revenues and expenses are matched over the appropriate time perio ...
Countercyclical Foreign Currency Borrowing: Eurozone Firms
Countercyclical Foreign Currency Borrowing: Eurozone Firms

... participants in the syndicate, as is standard in the literature. Foreign loans are defined as syndicated loans underwritten by at least one lead bank headquartered outside the Eurozone. Further, for each loan we observe the amount, the currency denomination, the spread to benchmark at issuance (part ...
Uncertainty shocks, asset supply and pricing over the business cycle
Uncertainty shocks, asset supply and pricing over the business cycle

... corporate sector leverage and payout. Our modeling approach introduces three new elements. First, we allow firms to respond to changes in the equity premium by endogenously adjusting shareholder payout and leverage, both of which are included as observables in the estimation. We thus confront the ex ...
Lender of Last Resort: An Examination of the Federal Reserve`s
Lender of Last Resort: An Examination of the Federal Reserve`s

... predetermined price and date. Then, on that date, the shadow bank repurchases the securities and pays the predetermined price, which is typically the initial cash amount plus interest. Because these were short-term (largely overnight) transactions, in order for the shadow bank to maintain the capita ...
Reporting Form ARF 210 Liquidity Instruction Guide
Reporting Form ARF 210 Liquidity Instruction Guide

... during a stressed period. The assets must be unencumbered and should not be comingled with or used as hedges on trading positions, be designated as collateral or be designated as credit enhancements in structured transactions or be designated to cover operational costs (such as rents and salaries) a ...
Better banks for Eastern Europe
Better banks for Eastern Europe

... to channel fresh money to their main customers, on whose willingness or ability to pay the fate of the individual bank depends [Hinds, 1990, pp. 133, 147]; they are refinancing existing obligations and providing new credits to cover the interest due [see, e.g., Brainard, 1991, p. 97]. At the same ti ...
a Durable Income Characteristic
a Durable Income Characteristic

... •Low absolute returns: 40 basis point premium relative to risk free rate for last ten years •No capital appreciation: Returns from only interest income (i.e. driven by interest rates) . No returns from good buy and sell market timing and security selection decisions •Low risk adjusted returns: Sharp ...
and Accounts Receivable Methods Percent of
and Accounts Receivable Methods Percent of

... P1: Apply the direct write-off method to account for accounts receivable. P2: Apply the allowance method and estimate uncollectibles based on sales and accounts receivable. P3: Record the honoring and dishonoring of a ...
DOC - Europa EU
DOC - Europa EU

... is unable to fulfil their obligations (i.e. instead of having a simple right to the money, the creditor has access to specified assets of equivalent value, also known as a “right in rem”). Collateral is used throughout the EU to support financial transactions. Market participants use it to manage an ...
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Debt

A debt generally refers to something owed by one party, the borrower or debtor, to a second party, the lender or creditor. Debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest. The term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.
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