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Impact bonds
Impact bonds

... In the green bond space, governments and corporates spend large amounts of money on environmental aid as well as social aid, meaning the green bond market could expand into Payment for Outcome structures which would provide an additional revenue stream to green bond structures. In turn this could op ...
Chapter 22 Credit Risk
Chapter 22 Credit Risk

... The expected loss is 67.11Q. Let 67.11Q = 103.35 − 101.89 We obtain a value for Q equal to 2.18%. Then we consider the 5-year corporate bond. Table 2 below calculates the expected loss from default in terms of Q on the assumption that defaults can take place halfway through each year, or at times 0. ...
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determinants of capital structure of croatian enterprises before and
determinants of capital structure of croatian enterprises before and

Internal Finance versus Bank Debt
Internal Finance versus Bank Debt

... entrepreneur cannot divert it any more, in line with White’s (1984) suggestion that monitoring diversion is costlier for liquid assets than for physical assets. Thus, bank monitoring prevents the entrepreneur from taking the money and running away. Note that this type of monitoring is not available ...
DollarsDirect - Treasury.gov.au
DollarsDirect - Treasury.gov.au

... of the leaders in the short-term small amount credit industry in Australia, DollarsDirect’s exit would directly harm Australian consumers by removing one of their primary sources for short-term credit. 4. If these rate caps are passed, other legitimate lenders will exit the Australian market. Illega ...
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... deposits remains unchanged, the amount of required reserves this bank must hold remains at $18,000. The maximum amount of new loans this bank can now make is the difference between total reserves and required reserves, which is $102,000. This amount is higher than it was before by $20,000. ...
Everything You Wanted to Know about Credit Default Swaps-
Everything You Wanted to Know about Credit Default Swaps-

... CDSs is a significant source of market-based judgments on the credit conditions of large numbers of companies--information that is not publicly available anywhere else. Although the CDS market can be improved, excessive restrictions on it would create considerably more risk than it would eliminate. ...
Original sin
Original sin

... Dropping Financial Centers VOL_GROWTH VOL_FLOW ...
household debt and unemployment
household debt and unemployment

... results are also in line with the findings of Dobbie and Goldsmith-Pinkham (2015), who find that limited recourse for mortgage debt—i.e. household limited liability—leads to a decrease in the employment rate.7 Brown and Matsa (forthcoming) find that an increase in an employer’s distress results in f ...
household debt and unemployment
household debt and unemployment

... results are also in line with the findings of Dobbie and Goldsmith-Pinkham (2015), who find that limited recourse for mortgage debt—i.e. household limited liability—leads to a decrease in the employment rate.7 Brown and Matsa (forthcoming) find that an increase in an employer’s distress results in f ...
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... Account Ratios are the formulas used by banks to decide whether to loan money to companies. All banks are different and all ratios are a judgement made on the quality and likelihood of a return on investment by the bank or other creditors. These ratios can be found in most textbooks on business fina ...
chapter - three concept and significance of cd ratio
chapter - three concept and significance of cd ratio

... them in the form of credit is best productive utilization of monetized surplus. Credits deployed by banks not have only business aspect, but it also increase the total money supply in the economy. Increased money supply creates additional purchasing power which leads to increment in effective demand ...
BANCOLOMBIA SA (Form: 6-K, Received: 11/21
BANCOLOMBIA SA (Form: 6-K, Received: 11/21

... During 3Q16, net fees and income from services totaled COP 591 billion, increasing 3.4% with respect to 2Q16 and 15.2% with respect to 3Q15. The positive performance in fees is due to higher volumes of transactions and the outstanding performance of banking services, credit and debit cards and banca ...
Sticker to Prospectus The Prospectus for ICON ECI Fund Fifteen
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... the shares of Pretel to its new Chief Executive Officer for £100,000. As part of the sale agreement, Fund Ten retained the right to repurchase the shares if certain financial targets were not achieved by Pretel during the 2011 calendar year. On December 2, 2011, Fund Ten sold its shares in Pretel to ...
POB 4.01 Financial Statements - Public Schools of Robeson County
POB 4.01 Financial Statements - Public Schools of Robeson County

... ◦ Equals current assets/current liabilities ◦ Represents assets that the business could convert into cash in < 1 year compared to liabilities that it must pay in < 1 year; shows ability of company to pay debts as they become due. Ideally, this ratio should be over 1.0. ◦ Normally, the higher the rat ...
Filippo Brutti Essays on Sovereign Debt Crises and Macroeconomic Volatility
Filippo Brutti Essays on Sovereign Debt Crises and Macroeconomic Volatility

... the existence of costs associated with default is the only mechanism making sovereign debt possible. Yet, there is much less agreement on the nature of these costs. Past studies have typically focused on “external” cost channels as trade sanctions, borrowing restrictions or reputational issues,1 but ...
Default, Debt Maturity and Investment Dynamics
Default, Debt Maturity and Investment Dynamics

... This liquidity risk motive for issuing long-term debt was first emphasized by Flannery (1986) and Diamond (1991). On the other hand, in dynamic investment models, firms lack commitment: in particular, they can take future actions, such as issuing further debt, paying out dividends, repurchasing out ...
Global Independent Exploration and Production Industry
Global Independent Exploration and Production Industry

... This rating methodology explains Moody’s approach to assessing credit risk for companies in the exploration and production (E&P) industry. This publication is intended to provide a reference tool that can be used when evaluating credit profiles within the E&P industry, helping companies, investors, ...
here - EBS
here - EBS

... Variations in any of these factors listed above could result in changes to our mortgage variable interest rates. This list may change over time due to reasons both within and outside of our control. If this happens, we will tell you about the change as soon as possible and publish an updated variabl ...
Why is fiscal policy often procyclical?
Why is fiscal policy often procyclical?

... from this agency problem. Relative to the models of Barro (1973), Ferejohn (1986) and Persson and Tabellini (2000), we have added government debt. This makes the model truly dynamic, while the previous literature on political agency had static economic environments. Voters observe private and public ...
Non-performing loans and the real economy: Japan’s experience
Non-performing loans and the real economy: Japan’s experience

... Note that such data in the longer term do not exist in reality, because, as seen in Figure 3, aggregated figures for self-assessments are only available from 1997, and there have even been changes since then, with the criteria for self-assessment said to have changed when the “Inspection Manual” wa ...
Introduction - I-Board Allied Schools
Introduction - I-Board Allied Schools

... During the Great Depression, the Glass-Steagall Act was passed that prohibited commercial banks from collaborating with full-service brokerage firms or participating in investment banking activities. In addition, before deregulation in the early 1980s, lending institutions were restricted on their a ...
The Growing Prominence of Non-Cash Collateral
The Growing Prominence of Non-Cash Collateral

... aforementioned characteristics and is often highly correlated with the assets on loan. We believe that, with the right margins, concentration, and eligibility criteria, an increasing share of non-cash collateral in the lending program has a welcome, riskreducing effect. We have a longstanding commit ...
Deficits and Inflation - Research Showcase @ CMU
Deficits and Inflation - Research Showcase @ CMU

... other financial institutions. Inflation is often defined as a persistent or sustained rate of increase in a broad-based measure of prices. Few now dispute that a sustained rate of growth of money in excess of the sustained rate of growth of output causes inflation. Persistent deficits financed by se ...
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Debt

A debt generally refers to something owed by one party, the borrower or debtor, to a second party, the lender or creditor. Debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest. The term can also be used metaphorically to cover moral obligations and other interactions not based on economic value.
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