• Study Resource
  • Explore Categories
    • Arts & Humanities
    • Business
    • Engineering & Technology
    • Foreign Language
    • History
    • Math
    • Science
    • Social Science

    Top subcategories

    • Advanced Math
    • Algebra
    • Basic Math
    • Calculus
    • Geometry
    • Linear Algebra
    • Pre-Algebra
    • Pre-Calculus
    • Statistics And Probability
    • Trigonometry
    • other →

    Top subcategories

    • Astronomy
    • Astrophysics
    • Biology
    • Chemistry
    • Earth Science
    • Environmental Science
    • Health Science
    • Physics
    • other →

    Top subcategories

    • Anthropology
    • Law
    • Political Science
    • Psychology
    • Sociology
    • other →

    Top subcategories

    • Accounting
    • Economics
    • Finance
    • Management
    • other →

    Top subcategories

    • Aerospace Engineering
    • Bioengineering
    • Chemical Engineering
    • Civil Engineering
    • Computer Science
    • Electrical Engineering
    • Industrial Engineering
    • Mechanical Engineering
    • Web Design
    • other →

    Top subcategories

    • Architecture
    • Communications
    • English
    • Gender Studies
    • Music
    • Performing Arts
    • Philosophy
    • Religious Studies
    • Writing
    • other →

    Top subcategories

    • Ancient History
    • European History
    • US History
    • World History
    • other →

    Top subcategories

    • Croatian
    • Czech
    • Finnish
    • Greek
    • Hindi
    • Japanese
    • Korean
    • Persian
    • Swedish
    • Turkish
    • other →
 
Profile Documents Logout
Upload
Private banking
Private banking

... Tiriac presents portfolios based on risk profiles and expectations of customers because some investors are active on the stock market, some are conservative and for them a portfolio mainly consists of bonds and long-term deposits and government securities and very few stocks. The clients of Raiffeis ...
The Influence of Monetary and Fiscal Policy
The Influence of Monetary and Fiscal Policy

... • An increase in the money supply shifts the money supply curve to the right. • Without a change in the money demand curve, the interest rate falls. • Falling interest rates increase the quantity of goods and services demanded. When the Fed increases the money supply, it lowers the interest rate and ...
does islamic bank performance differ by region?
does islamic bank performance differ by region?

... This paper seeks to examine the determinants of the profitability of the Islamic banking sector during the period 1999-2007. The empirical findings from this study suggest that equity/total assets, non interestearning assets/total assets, bank credit/GDP, GDP growth and GDP per capita have statistic ...
Chapter 15: The Federal Reserve System and Monetary Policy
Chapter 15: The Federal Reserve System and Monetary Policy

... provide an answer. If the correct answer is given, the point value of the question is added to the team’s score. Then an additional question is posed to the next person on the team for a chance to score additional points before turning to the other team. If the first contestant provides an incorrect ...
Dollar Funding and the Lending Behavior of
Dollar Funding and the Lending Behavior of

... capitalized subsidiary—they are legally precluded from raising FDIC-insured deposits. ...
Bank leverage and monetary policy`s risk-taking - ECB
Bank leverage and monetary policy`s risk-taking - ECB

... typical new loan, a one-standard deviation decrease in interest rates is associated with an increase in loan risk ratings of 0.11 (compared to its standard deviation of 0.8). Moreover, the effect depends on the degree of bank capitalization: the effect of interest rates on bank risk taking is less ...
report - Standard Chartered Bank
report - Standard Chartered Bank

... include not just goods and services, i.e., GDP. It includes all transactions including financial transactions. Hence a rise in money may portend an increase in stock or house purchases. This effect can be seen in some of our analysis – e.g., the jump in US money growth in 1987 ahead of the stock-mar ...
Instruments of the Money Market - Richmond Fed
Instruments of the Money Market - Richmond Fed

... by dealers, into a number of smaller ($10,000-$25,000) certificates. These smaller certificates can then be sold through brokers, investment banks, or an issuing bank's retail sales operation. All of the smaller CDs from a single initial issuance have the same interest rate, issue date, interest pay ...
monetary reform - a better monetary system for iceland
monetary reform - a better monetary system for iceland

... central banks across the world have put great efforts into making the existing financial system more stable, increasing bank capital and liquidity requirements, developing bank resolution plans, and requiring derivatives trading to go through central clearing houses. Those efforts, in which I was de ...
Does GDP measure growth in the economy or simply growth in the
Does GDP measure growth in the economy or simply growth in the

... For example, if we take a simplistic model of pricing, and assume that as production quantity doubles, the price of each good halves, and that the entire money supply is being continuously used for transactions, it follows that the sum of the prices of total production sold remains unchanged. Assum ...
Seigniorage in the 21st Century: A study of the profits from money
Seigniorage in the 21st Century: A study of the profits from money

... D) From whom is seigniorage revenue accrued? While definitions of seigniorage are usually quite explicit about who receives the revenue from money creation, their assumptions about where this revenue ultimately comes from tend to be more implicit. The underlying economic model in most studies of ce ...
Competition in Currency The Potential for Private Money Executive Summary
Competition in Currency The Potential for Private Money Executive Summary

... commodity-based currency would likely be most valuable for international transactions. International traders rely on the stability of exchange rates among nations, which in turn rely on a vast array of variables that are affected by each country’s economic performance. To avoid the risk of currency ...
From agent-based models to artificial economies: the Eurace approach for policy
From agent-based models to artificial economies: the Eurace approach for policy

... and Polani, 2003], labour market (see e.g. [Tassier, 2001]), innovation [Dawid et al., 2008], and the relationship between nancial fragility of rms and business cycles [Delli Gatti et al., 2009, 2007]. Generally speaking, these studies are able to drop the unrealistic assumptions of general equili ...
money, finance and the real economy
money, finance and the real economy

... corporate borrowing – is long-term, those who grant the loans try not only to make sure they have a good chance of being repaid, but also that they will indeed have the resources needed to fund those loans in the meantime. Savers who invest their money with financial institutions rarely take the ris ...
A Quantitative Model of Banking Industry Dynamics
A Quantitative Model of Banking Industry Dynamics

... as well as a set of controls. In their regressions a “crisis” is defined to be a significant fraction of insolvent banks (or a fraction of nonperforming loans exceeding 10%). While Beck, et. al. find evidence in favor of the concentration-stability view, in general there are mixed results from this ...
Which banks are more risky? The impact of loan growth
Which banks are more risky? The impact of loan growth

... risks, which would only materialize in the long-term or in the event of a shock. While the literature consistently finds that excessive rates of loan growth lead to greater risktaking (see e.g. Foos et al., 2010 and Jimenez and Saurina, 2007), there is less consensus among academics about the impact ...
Effects of Monetary and Fiscal Policy Power Point
Effects of Monetary and Fiscal Policy Power Point

... services demanded. When the Fed increases the money supply, it lowers the interest rate and increases the quantity of goods and services demanded at any given price level, shifting aggregate-demand to the right. • When the Fed contracts the money supply, it raises the interest rate and reduces the q ...
Financial Liberalization--notes
Financial Liberalization--notes

... price level, say in the context of a strong disinflation program. This would help countries grow faster, because, following financial liberalization, investment and growth would pick up either because of a “complementarity effect”, i.e. the need to accumulate funds to undertake lumpy investments wou ...
Now - First Gulf Bank
Now - First Gulf Bank

The Real Effects of the Bank Lending Channel
The Real Effects of the Bank Lending Channel

... securitization at the firm aggregate level may be significantly lower due to “crowding out” of the credit at the firm level. Crowding out may occur for several reasons: First, some firms may not be credit constrained and, hence, may not want to increase their net borrowing. If a bank offers to incre ...
The Compare of Concentration and Efficiency in Banking Industry
The Compare of Concentration and Efficiency in Banking Industry

... are as a result of their market power or as a result of their high efficiency level. For this act, we have exerted the SCP (structure, conduct and performance) and the RMP (relative Market Power) models versus X-and scale efficiency. Our sample covers the OPEC countries in the period 1995-2009. In t ...
Harry Potter and the Goblin Bank of Gringotts
Harry Potter and the Goblin Bank of Gringotts

... USD/GBP on March 12, 2001 ([1] and which is verified in Fantastic Beasts and Where to Find Them and Quidditch Through the Ages to give a value of 5.01 GBP/WZG (7.35 USD/WZG) [10]). As a direct result we can deduce that each Galleon contains at most 0.7648 grams of gold to prevent arbitrage opportun ...
The St~cture of Financial Markets and the Monetary Mechanism
The St~cture of Financial Markets and the Monetary Mechanism

... not essential for our argument. Equations (I) to (3) contain four unknowns and can be solved to express real income Y in terms of the real interest rate thus yielding the Hicksian IS schedule for equilibrium in the commodity market. Equation (4) defines the real demand for money (the nominal demand ...
Productivity and economic profits of banks
Productivity and economic profits of banks

... differentiation (τ). Since the unit costs decrease with the TFP (measured by parameter A), the higher the productivity of banks, the lower the interest rates of loans and deposits in the equilibrium. The loans and deposits per bank branch in the equilibrium depend on the aggregate number of branches ...
FREE Sample Here
FREE Sample Here

... plus savings deposits, money market deposit accounts (MMDAs), and small-denomination time deposits (under $100,000) at depository institutions plus balance in retail money market mutual funds (MMMFs) where initial investments are less than $50,000. Money market mutual funds (MMMFs) issue “shares” to ...
< 1 ... 42 43 44 45 46 47 48 49 50 ... 243 >

Fractional-reserve banking

Fractional-reserve banking is the practice whereby a bank accepts deposits, and holds reserves that are a fraction of the amount of its deposit liabilities. Reserves are held at the bank as currency, or as deposits in the bank's accounts at the central bank. Fractional-reserve banking is the current form of banking practiced in most countries worldwide.Fractional-reserve banking allows banks to act as financial intermediaries between borrowers and savers, and to provide longer-term loans to borrowers while providing immediate liquidity to depositors (providing the function of maturity transformation). However, a bank can experience a bank run if depositors wish to withdraw more funds than the reserves held by the bank. To mitigate the risks of bank runs and systemic crises (when problems are extreme and widespread), governments of most countries regulate and oversee commercial banks, provide deposit insurance and act as lender of last resort to commercial banks.Because bank deposits are usually considered money in their own right, and because banks hold reserves that are less than their deposit liabilities, fractional-reserve banking permits the money supply to grow beyond the amount of the underlying reserves of base money originally created by the central bank. In most countries, the central bank (or other monetary authority) regulates bank credit creation, imposing reserve requirements and capital adequacy ratios. This can limit the amount of money creation that occurs in the commercial banking system, and helps to ensure that banks are solvent and have enough funds to meet demand for withdrawals. However, rather than directly controlling the money supply, central banks usually pursue an interest rate target to control inflation and bank issuance of credit.
  • studyres.com © 2026
  • DMCA
  • Privacy
  • Terms
  • Report