Which banks are more risky? The impact of loan growth
... substantial trading activities (Liikanen, 2012). Smaller banks with a large share of interest income, in contrast, may benefit from higher non-interest income as it may help them to diversify their income sources which should make them less dependent on overall business conditions and more stable. ...
... substantial trading activities (Liikanen, 2012). Smaller banks with a large share of interest income, in contrast, may benefit from higher non-interest income as it may help them to diversify their income sources which should make them less dependent on overall business conditions and more stable. ...
What Makes a Good ʽBad Bankʼ? The Irish, Spanish and German
... of GACS and the potential role of Atlante, a rescue fund established in April 2016, in helping Italian banks (Box 5.1). The paper attempts to assess the effectiveness of the AMCs in terms of achieving their objectives related to the disposal of their assets and the broader repair of the banking sect ...
... of GACS and the potential role of Atlante, a rescue fund established in April 2016, in helping Italian banks (Box 5.1). The paper attempts to assess the effectiveness of the AMCs in terms of achieving their objectives related to the disposal of their assets and the broader repair of the banking sect ...
alpha bank romania sa
... These ratios measure capital adequacy by comparing the Bank’s eligible capital with its balance sheet assets, offbalance-sheet commitments and market and other risk positions at weighted amount to reflect their relative risk. The regulations require that capital adequacy ratios be calculated on fina ...
... These ratios measure capital adequacy by comparing the Bank’s eligible capital with its balance sheet assets, offbalance-sheet commitments and market and other risk positions at weighted amount to reflect their relative risk. The regulations require that capital adequacy ratios be calculated on fina ...
Market Discipline and Subordinated Debt: A Review of
... Academics and regulatory economists have long been concerned that mispriced deposit insurance undermines monitoring of banks by investors and increases incentives for bank risk-taking. Government supervision provides a partial substitute for the private corporate governance services provided by a fi ...
... Academics and regulatory economists have long been concerned that mispriced deposit insurance undermines monitoring of banks by investors and increases incentives for bank risk-taking. Government supervision provides a partial substitute for the private corporate governance services provided by a fi ...
Incorporation of financial ratios into prudential definition of assets
... Past due days, as a single quantitative criterion, cannot capture increased risks associated with the borrower’s repayment capacity until the exposure gets into arrears. In addition, reliance on this criterion only makes it possible to evade classification of loans as past due and to overestimate th ...
... Past due days, as a single quantitative criterion, cannot capture increased risks associated with the borrower’s repayment capacity until the exposure gets into arrears. In addition, reliance on this criterion only makes it possible to evade classification of loans as past due and to overestimate th ...
Research Report The Bank of North Dakota: New England Public Policy Center
... financial and business institutions in North Dakota in the early twentieth century. This market power meant that small farming operations had inadequate access to credit. Other market failures that could justify government intervention in banking markets include externalities, costly information, an ...
... financial and business institutions in North Dakota in the early twentieth century. This market power meant that small farming operations had inadequate access to credit. Other market failures that could justify government intervention in banking markets include externalities, costly information, an ...
FDI versus cross-border financial services: The
... more financial services are supplied to countries in which banks do maintain foreign affiliates and vice versa. This points towards a complementary relationship between FDI and services. In addition, we disentangle the effects of bank- and country-level explanatory variables, of regulatory and cultu ...
... more financial services are supplied to countries in which banks do maintain foreign affiliates and vice versa. This points towards a complementary relationship between FDI and services. In addition, we disentangle the effects of bank- and country-level explanatory variables, of regulatory and cultu ...
FL High Yield Distribution AL
... limited range of industry sectors, it may carry more risk than funds that invest across a broader range or variety of sectors. These funds can be more volatile and carry higher risk due to their lack of diversification. G - Derivatives: Where a fund uses derivatives for investment purposes, there ma ...
... limited range of industry sectors, it may carry more risk than funds that invest across a broader range or variety of sectors. These funds can be more volatile and carry higher risk due to their lack of diversification. G - Derivatives: Where a fund uses derivatives for investment purposes, there ma ...
AIFMD – Assets other than financial instruments held in custody
... Depositaries are under a responsibility to ensure the safekeeping of all assets of an AIF. However, the AIFMD draws a key distinction between financial instruments held in custody and "other assets" and safekeeping obligations differ accordingly. "Other assets" include non-financial assets (real est ...
... Depositaries are under a responsibility to ensure the safekeeping of all assets of an AIF. However, the AIFMD draws a key distinction between financial instruments held in custody and "other assets" and safekeeping obligations differ accordingly. "Other assets" include non-financial assets (real est ...
Bubbles, Financial Crises, and Systemic Risk
... economy that was affected by a bubble and spread the effects to other parts of the economy. Amplification mechanisms that arise during financial crises can either be direct (caused by direct contractual links) or indirect (caused by spillovers or externalities that are due to common exposures or th ...
... economy that was affected by a bubble and spread the effects to other parts of the economy. Amplification mechanisms that arise during financial crises can either be direct (caused by direct contractual links) or indirect (caused by spillovers or externalities that are due to common exposures or th ...
presentation
... principles and methods in accordance with IFRS (International Financial Reporting Standards) as adopted in the European Union, as well as the application of existing prudential regulations. These forward-looking statements have also been developed from scenarios based on a number of economic assumpt ...
... principles and methods in accordance with IFRS (International Financial Reporting Standards) as adopted in the European Union, as well as the application of existing prudential regulations. These forward-looking statements have also been developed from scenarios based on a number of economic assumpt ...
Banking crises and the lending channel: Evidence from industrial
... Our paper is related to several strands of literature. First, it is related to the huge body of literature on firms' capital structure. In particular, it is related to the literature that has extended the traditional analysis of the trade-off theory (TOT) and the peckingorder theory (POT) to a cross ...
... Our paper is related to several strands of literature. First, it is related to the huge body of literature on firms' capital structure. In particular, it is related to the literature that has extended the traditional analysis of the trade-off theory (TOT) and the peckingorder theory (POT) to a cross ...
The Fundamental Principles of Financial Regulation
... first Chairman of the Financial Stability Forum, a group of senior financial officials from the major economies that monitors the health of the International Financial System. Earlier in his career, Mr. Crockett had held senior positions at the Bank of England and the International Monetary Fund. Mr ...
... first Chairman of the Financial Stability Forum, a group of senior financial officials from the major economies that monitors the health of the International Financial System. Earlier in his career, Mr. Crockett had held senior positions at the Bank of England and the International Monetary Fund. Mr ...
The Benefits of Privatizing Banks to Strategic Foreign Investors: A
... concerning the effect of ownership on bank performance covers the similar and older process in Latin America, and other developed and developing countries. Foreign ownership improved the performance of provincial banks in Argentina but the process was not rapid due to an initial process of adapting ...
... concerning the effect of ownership on bank performance covers the similar and older process in Latin America, and other developed and developing countries. Foreign ownership improved the performance of provincial banks in Argentina but the process was not rapid due to an initial process of adapting ...
Productivity and economic profits of banks
... study productivity, competition and intermediation costs of banking. More concretely, we model the banking industry by considering the bank-branch as the basic unit of analysis from which, by aggregating, lessons on firm and industry behaviour and performance can be drawn. One important implication ...
... study productivity, competition and intermediation costs of banking. More concretely, we model the banking industry by considering the bank-branch as the basic unit of analysis from which, by aggregating, lessons on firm and industry behaviour and performance can be drawn. One important implication ...
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... economy that was affected by a bubble and spread the effects to other parts of the economy. Amplification mechanisms that arise during financial crises can either be direct (caused by direct contractual links) or indirect (caused by spillovers or externalities that are due to common exposures or th ...
... economy that was affected by a bubble and spread the effects to other parts of the economy. Amplification mechanisms that arise during financial crises can either be direct (caused by direct contractual links) or indirect (caused by spillovers or externalities that are due to common exposures or th ...
New Capital Rules for Community Banks
... included in capital Minority interests would be classified as a CET1, additional Tier 1, or total capital minority interest depending on the classification of the underlying capital instrument and on the type of subsidiary issuing ...
... included in capital Minority interests would be classified as a CET1, additional Tier 1, or total capital minority interest depending on the classification of the underlying capital instrument and on the type of subsidiary issuing ...
China`s new monetary policy framework
... Like other central banks, the PBoC changes target interest rates. But unlike most central banks in the developed world that control only the short-end of the curve (eg, the Fed fund rates), the PBoC has tended to control all rates across maturities and type of rates – ie, both lending and deposit ra ...
... Like other central banks, the PBoC changes target interest rates. But unlike most central banks in the developed world that control only the short-end of the curve (eg, the Fed fund rates), the PBoC has tended to control all rates across maturities and type of rates – ie, both lending and deposit ra ...
icma euro commercial paper committee
... that balance sheets will contract. This does not imply a fire sale or forced sale of assets will be necessary; but rather that, as assets mature, the ability for desks to reinvest will be diminished. The amount of funding available to business lines will contract and therefore there is no need to fu ...
... that balance sheets will contract. This does not imply a fire sale or forced sale of assets will be necessary; but rather that, as assets mature, the ability for desks to reinvest will be diminished. The amount of funding available to business lines will contract and therefore there is no need to fu ...
Financial Stability Paper No. 35: Measuring the macroeconomic
... crisis, UK banks made large losses, with some institutions coming close to failure and others requiring recapitalisation by the government. Lending to the real economy fell sharply, households and businesses cut back on spending and the economy suffered its worst recession since the Second World War ...
... crisis, UK banks made large losses, with some institutions coming close to failure and others requiring recapitalisation by the government. Lending to the real economy fell sharply, households and businesses cut back on spending and the economy suffered its worst recession since the Second World War ...