• Study Resource
  • Explore Categories
    • Arts & Humanities
    • Business
    • Engineering & Technology
    • Foreign Language
    • History
    • Math
    • Science
    • Social Science

    Top subcategories

    • Advanced Math
    • Algebra
    • Basic Math
    • Calculus
    • Geometry
    • Linear Algebra
    • Pre-Algebra
    • Pre-Calculus
    • Statistics And Probability
    • Trigonometry
    • other →

    Top subcategories

    • Astronomy
    • Astrophysics
    • Biology
    • Chemistry
    • Earth Science
    • Environmental Science
    • Health Science
    • Physics
    • other →

    Top subcategories

    • Anthropology
    • Law
    • Political Science
    • Psychology
    • Sociology
    • other →

    Top subcategories

    • Accounting
    • Economics
    • Finance
    • Management
    • other →

    Top subcategories

    • Aerospace Engineering
    • Bioengineering
    • Chemical Engineering
    • Civil Engineering
    • Computer Science
    • Electrical Engineering
    • Industrial Engineering
    • Mechanical Engineering
    • Web Design
    • other →

    Top subcategories

    • Architecture
    • Communications
    • English
    • Gender Studies
    • Music
    • Performing Arts
    • Philosophy
    • Religious Studies
    • Writing
    • other →

    Top subcategories

    • Ancient History
    • European History
    • US History
    • World History
    • other →

    Top subcategories

    • Croatian
    • Czech
    • Finnish
    • Greek
    • Hindi
    • Japanese
    • Korean
    • Persian
    • Swedish
    • Turkish
    • other →
 
Profile Documents Logout
Upload
13 - Finance
13 - Finance

... As a practical matter the optimum capital structure cannot be precisely located ...
NBER WORKING PAPER SERIES INFLATION TARGETING AND DEBT: LESSONS FROM BRAZIL
NBER WORKING PAPER SERIES INFLATION TARGETING AND DEBT: LESSONS FROM BRAZIL

... The role of domestic fiscal policy in determining the response of the Embi spread to international shocks suggests that the effectiveness of inflation targeting may depend on the fiscal policy regime.4 Consider the effects of a shock to the risk premium which depreciates the exchange rate and raises i ...
NBER WORKING PAPER SERIES DEBT MATURITY: IS LONG-TERM DEBT OPTIMAL? Laura Alfaro
NBER WORKING PAPER SERIES DEBT MATURITY: IS LONG-TERM DEBT OPTIMAL? Laura Alfaro

... because, in principle, governments can default on both short- and long-term debt. However, this can be understood within the context of our modeling framework if one considers that the stochastic process that underlies the “type” of government (or constraints a government faces) might display some ...
The Role of ABS, CDS and CDOs in the Credit Crisis and the Economy
The Role of ABS, CDS and CDOs in the Credit Crisis and the Economy

... take advantage of market mispricings caused by the misratings of structured debt, called "rating arbitrage." The trading of these market mispricings should have increased the informational e¢ ciency of debt markets, as the impact of the trades removed the arbitrage opportunities. But in this case, t ...
Finance 534 week 10 quiz 9 Question 1 Which of the following
Finance 534 week 10 quiz 9 Question 1 Which of the following

... Accruals are an expensive but commonly used way to finance working capital. A conservative financing policy is one where the firm finances part of its fixed assets with shortterm capital and all of its net working capital with short-term funds. If a company receives trade credit under terms of 2/10 ...
Greece: Preliminary Debt Sustainability Analysis
Greece: Preliminary Debt Sustainability Analysis

... rates levied on a narrow base and on ad hoc spending cuts not supported by underlying structural reforms, as detailed in Box 1. With tax compliance rates falling precipitously and discretionary spending already severely compressed, staff believes that the additional adjustment needed to allow Greece ...
Comparative Financial Statements
Comparative Financial Statements

... estimates of stock value on the basis of these changes? Explain what the changes in these two ratios mean. ...
The Debt-Overhang Hypothesis and the Effects on Low/High Income
The Debt-Overhang Hypothesis and the Effects on Low/High Income

... The Purpose and Scope of the Paper The debt crisis of the 1980s spurred an interest in debt overhang research. Much of the research has been conducted on developing countries, which is natural since debt problems were contained within SICs during the LDC-crisis. In the current crisis of 2008 and in ...
R e c e n t   d e... f i n a n c i a l  ...
R e c e n t d e... f i n a n c i a l ...

... system in, an economy as small, open, and heavily dependent on foreign capital as New Zealand’s. The increasing integration of global markets has led to an increase in the co-movement of both interest rates and equity prices across different countries. This directly affects the cost of capital for t ...
Will the U.S. Economy Face Deflation?
Will the U.S. Economy Face Deflation?

... Prices of consumer goods, as opposed to services, are falling for the first time since 1960. By the Fed's preferred measure, overall inflation was just 1.8% in the year through August. Fed policy makers have cut short-term interest rates to a 41-year low of 1.75%, and investors expect them to cut ra ...
Classic-Growth Stocks
Classic-Growth Stocks

... 1. In the corporate life cycle, classic-growth companies fit between: a. Aggressive-growth and speculative-growth companies. b. Slow-growth and aggressive-growth companies. c. Slow-growth and speculative-growth companies. B is Correct. The typical pattern is for a company to drift down from aggressi ...
Resolving China`s Corporate Debt Problem
Resolving China`s Corporate Debt Problem

... investment. As investment generates growth and profits, they regard the current growth model as sustainable. They also note that rapid credit expansion mirrors desirable financial deepening in line with China’s stage of development. Others are skeptical, pointing to cross-country evidence of severe ...
Nonagency MBS, CMBS, ABS
Nonagency MBS, CMBS, ABS

... will change as principal is prepaid.  In general, with prepayment, senior interest will increase and the subordinate interest will decrease over time.  Because of this, most senior-subordinate structured MBS deals have a shifting interest schedule designed to maintain the credit protection for the ...
Five Ways to Ramp Up Fee Income
Five Ways to Ramp Up Fee Income

... Dodd-Frank act and new restrictions on overdraft fees. The changes may not be as costly as initially expected, and will likely be offset through new fees and products.” The race is on in 2010 for winning and retaining profitable customers and for finding new sources of non-interest income to replace ...
What if Interest Rates Rise? A Special Commentary Series
What if Interest Rates Rise? A Special Commentary Series

... We have thus far avoided discussion of the Federal Reserve’s (Fed) ability to cause interest rates to rise. This is not an oversight; rather it’s an acknowledgement that the Fed’s influence in the fixed income markets is both unprecedented and somewhat opaque. Starting in the latter days of the 2008 ...
Essay on Distress - OMICS International
Essay on Distress - OMICS International

... and monitoring firms. An unresolved issue in bank regulation involves the importance of informational transparency of banks in promoting market disciplining of banks by outside investors as a fundamental lever of bank regulation that can both supplement and enhance the effectiveness of more traditio ...
Sovereign Risk: A Study on the Brazilian and Mexican Economies
Sovereign Risk: A Study on the Brazilian and Mexican Economies

... specialized and independent, by the application of a specific methodology that has qualitative and quantitative aspects, on a credit profile to be evaluated. They do not, however, represent investment recommendations or a probability of raise in the price of the issuer’s papers , or the risk of fina ...
CVP Analysis
CVP Analysis

... wants to double its EBIT, how much rise in sales would be required on a % basis? ...
A World with Higher Interest Rates
A World with Higher Interest Rates

... industrialized world. These rates have persisted in the wake of the recent economic crisis, as central banks have loosened monetary policy significantly. While a dramatic increase in interest rates over the near-term is unlikely, speculation is rife that such an increase is not only plausible, but c ...
First-Time International Bond Issuance—New Opportunities
First-Time International Bond Issuance—New Opportunities

... and moved with the tide of investors’ risk appetite over the last eight years. Debut sovereign issuances slumped dramatically during the height of the global financial crisis, when investors retreated from risky asset classes. In 2008 and 2009 only two countries Georgia and Senegal - tapped the inte ...
Commercial Mortgage_Private RE Debt Strategies_Global.indd
Commercial Mortgage_Private RE Debt Strategies_Global.indd

... Measuring Returns: Historical Total Returns and Current Income Returns Investors focused on total return metrics may be pleasantly surprised to learn that over the past 35 years commercial and multifamily mortgages delivered total returns comparable to real estate equity returns and in excess of cor ...
O`Sullivan Sheffrin Peres 6e
O`Sullivan Sheffrin Peres 6e

Credit Unions and Caisses Populaires SECTOR OUTLOOK 4Q16
Credit Unions and Caisses Populaires SECTOR OUTLOOK 4Q16

... based on aggregate year to date annualized information for each credit union. Comparative results may not always agree with previously reported information for the same period as a result of additional information received after the reporting date. ...
The Subprime Lending Crisis: Causes and Effects of the Mortgage
The Subprime Lending Crisis: Causes and Effects of the Mortgage

rising inequality and the financial crises of 1929 and 2008
rising inequality and the financial crises of 1929 and 2008

... these financial crises might occur. The first is that greater inequality meant that individuals were forced to struggle harder to find ways to consume more to maintain their relative social status, thereby decreasing their saving and augmenting their indebtedness. The second is that holding ever gre ...
< 1 ... 47 48 49 50 51 52 53 54 55 ... 117 >

Household debt



Household debt is defined as the amount of money that all adults in the household owe financial institutions. It includes consumer debt and mortgage loans. A significant rise in the level of this debt coincides historically with many severe economic crises and was a cause of the U.S. and subsequent European economic crises of 2007–2012. Several economists have argued that lowering this debt is essential to economic recovery in the U.S. and selected Eurozone countries.
  • studyres.com © 2025
  • DMCA
  • Privacy
  • Terms
  • Report