Borrower characteristics and mortgage choice in Sweden
... knowledge about the effect of consumer characteristics (Campbell, 2006), and, in light of the US mortgage crisis, for more information on local mortgage market practices so as to find examples that can serve as best practices for policymakers (Campbell, 2013). The purpose of this article is to enhan ...
... knowledge about the effect of consumer characteristics (Campbell, 2006), and, in light of the US mortgage crisis, for more information on local mortgage market practices so as to find examples that can serve as best practices for policymakers (Campbell, 2013). The purpose of this article is to enhan ...
Riding the Stagecoach to Hell: A Qualitative Analysis of
... lenders who marketed mortgages and then sold them to investment banks that, in turn, bundled them together to create payment streams that backed securities that were then sold to investors, a process known as securitization (Stone and Zissu 2012). Under the new system, profits for financial organiza ...
... lenders who marketed mortgages and then sold them to investment banks that, in turn, bundled them together to create payment streams that backed securities that were then sold to investors, a process known as securitization (Stone and Zissu 2012). Under the new system, profits for financial organiza ...
Patrick Bayer, Duke University and NBER
... We then provided this rich sample to one of the major credit rating agencies. The credit rating agency used the name and address to match borrowers to archival credit reporting data, providing in each year a Vantage credit score plus detailed credit line information from each individual’s report. Th ...
... We then provided this rich sample to one of the major credit rating agencies. The credit rating agency used the name and address to match borrowers to archival credit reporting data, providing in each year a Vantage credit score plus detailed credit line information from each individual’s report. Th ...
