Derivatives and Risk Management
... 4. Human resources. These addresses risk events related to employees, including recruiting, succession planning, employee health, and employee safety. 5. Operations. Risk events include supply chain disruptions, equipment failures, product recalls, and changes in customer demand. 6. Technology. Thes ...
... 4. Human resources. These addresses risk events related to employees, including recruiting, succession planning, employee health, and employee safety. 5. Operations. Risk events include supply chain disruptions, equipment failures, product recalls, and changes in customer demand. 6. Technology. Thes ...
Aalborg Universitet Mortgage Finance and Security of Collateral Haldrup, Karin
... overhead costs, and ensures a simple cash flow. Standardized loan conditions protect borrowers against predatory lending, while creating transparency in the market for borrowers and investors alike. Loans are non-callable by the lender, while borrowers have access to early repayment of the loan or r ...
... overhead costs, and ensures a simple cash flow. Standardized loan conditions protect borrowers against predatory lending, while creating transparency in the market for borrowers and investors alike. Loans are non-callable by the lender, while borrowers have access to early repayment of the loan or r ...
macroeconomic factors of non-performing loans in commercial banks
... In the credit risk assessment process, usually the risk of a loan is mostly determined by the individual factors related to a loan applicant, and a less number of macroeconomic factors is used to explain it. In environments with a lower macroeconomic risk, the weight of idiosyncratic risk is higher, ...
... In the credit risk assessment process, usually the risk of a loan is mostly determined by the individual factors related to a loan applicant, and a less number of macroeconomic factors is used to explain it. In environments with a lower macroeconomic risk, the weight of idiosyncratic risk is higher, ...
Did the Commercial Funding Paper Facility Prevent a Great
... funded credit by issuing asset-backed paper. The rising market share of paper-funded lending reflected declines in the relative use of paper directly by nonfinancial firms and of bank loans. The relative use of paper versus loans is affected by the relative cost of firms directly or indirectly borro ...
... funded credit by issuing asset-backed paper. The rising market share of paper-funded lending reflected declines in the relative use of paper directly by nonfinancial firms and of bank loans. The relative use of paper versus loans is affected by the relative cost of firms directly or indirectly borro ...
Macroprudential policy and systemic risk
... • The macroprudential policy objective is to prevent systemic risk from forming and spreading in the financial system. • Systemic risk has two different dimensions: • The time dimension reflects the build-up of systemic risk over time due to the pro-cyclical behaviour of financial institutions contr ...
... • The macroprudential policy objective is to prevent systemic risk from forming and spreading in the financial system. • Systemic risk has two different dimensions: • The time dimension reflects the build-up of systemic risk over time due to the pro-cyclical behaviour of financial institutions contr ...
December 2016 - Amundi Research Center
... • The rise in populism (right-wing in core European countries and left-wing in the peripheral countries) is nothing new. There is no doubt, however, that Brexit and the election of Donald Trump have encouraged voters to cast aside their inhibitions on these matters. • We already know that the negoti ...
... • The rise in populism (right-wing in core European countries and left-wing in the peripheral countries) is nothing new. There is no doubt, however, that Brexit and the election of Donald Trump have encouraged voters to cast aside their inhibitions on these matters. • We already know that the negoti ...
Application for Credit
... Any misrepresentation in this application will be considered evidence of fraud, since this information is the basis for the extending of credit. As an inducement to grant credit, the undersigned warrants that the information submitted is true and correct. I/we further agree that Voyager Industries, ...
... Any misrepresentation in this application will be considered evidence of fraud, since this information is the basis for the extending of credit. As an inducement to grant credit, the undersigned warrants that the information submitted is true and correct. I/we further agree that Voyager Industries, ...
Types and Institutions of Instalment Credit
... the types of credit we are examining, although much of the present analysis is applicable to charge account credit too. Consumer real estate credit conforms with the adopted definition in all respects except its long period of repayment.1 Home mortgage financing has been excluded from the present se ...
... the types of credit we are examining, although much of the present analysis is applicable to charge account credit too. Consumer real estate credit conforms with the adopted definition in all respects except its long period of repayment.1 Home mortgage financing has been excluded from the present se ...
Financial System Classification
... are not listed, listed companies have very limited amount of major shareholders (banks are not uncommon among shareholders). Therefore institutional investors play a minor role. Relations between financial intermediaries and companies have long-term nature and are based on mutual information sharing ...
... are not listed, listed companies have very limited amount of major shareholders (banks are not uncommon among shareholders). Therefore institutional investors play a minor role. Relations between financial intermediaries and companies have long-term nature and are based on mutual information sharing ...
This PDF is a selection from an out-of-print volume from... of Economic Research Volume Title: Consumer Instalment Credit and Economic Fluctuations
... the types of credit we are examining, although much of the present analysis is applicable to charge account credit too. Consumer real estate credit conforms with the adopted definition in all respects except its long period of repayment.1 Home mortgage financing has been excluded from the present se ...
... the types of credit we are examining, although much of the present analysis is applicable to charge account credit too. Consumer real estate credit conforms with the adopted definition in all respects except its long period of repayment.1 Home mortgage financing has been excluded from the present se ...
特別研究員の研究成果（論文）に対する謝金の取扱
... question arises as to whether bank supervisors focus not only on bank regulations but also on macro prudence. Thirdly, the pro cyclicality of the Basel capital requirement is strongly recognized and caused Japan to suffer for so long after the burst of the bubble in 1991. When the economy is faced w ...
... question arises as to whether bank supervisors focus not only on bank regulations but also on macro prudence. Thirdly, the pro cyclicality of the Basel capital requirement is strongly recognized and caused Japan to suffer for so long after the burst of the bubble in 1991. When the economy is faced w ...
Inside the Black Box: Hamilton, Wu, and QE2 . ∗ John H. Cochrane
... keep short term rates low for years to come. Time to buy long term bonds.” In this interpretation, the announcement has nothing to do with segmentation, illiquidity, risk bearing, or anything else, it simply is a signal of the likely path of short rates many years ahead. (Much of the subsequent disc ...
... keep short term rates low for years to come. Time to buy long term bonds.” In this interpretation, the announcement has nothing to do with segmentation, illiquidity, risk bearing, or anything else, it simply is a signal of the likely path of short rates many years ahead. (Much of the subsequent disc ...
Solutions to Chapter 11
... expect to see more 40-point days in 2010 even if market risk as measured by percentage returns is no higher than it was in 1990. Est time: 01–05 ...
... expect to see more 40-point days in 2010 even if market risk as measured by percentage returns is no higher than it was in 1990. Est time: 01–05 ...
Presentation of macroeconomic developments
... the data was exclusively used for research purposes of NBS) ...
... the data was exclusively used for research purposes of NBS) ...
Money, Monetary Policy, and Transmission Mechanisms
... would be roughly consistent with inflation at the same rate. That is, expected long-run output growth of about 2 per cent would be roughly accommodated by the trend increase in velocity arising from innovations in payments practices. The author concludes that the intermediate target had provided an ...
... would be roughly consistent with inflation at the same rate. That is, expected long-run output growth of about 2 per cent would be roughly accommodated by the trend increase in velocity arising from innovations in payments practices. The author concludes that the intermediate target had provided an ...
Economi versus Regulatory Capital
... In a number of larger financial institutions, firm-wide risk measurement and management currently experience significant growth. Recent methodological advances in measuring individual risk types, such as credit and operational risk, and sharply improved techniques for gathering and analysing informa ...
... In a number of larger financial institutions, firm-wide risk measurement and management currently experience significant growth. Recent methodological advances in measuring individual risk types, such as credit and operational risk, and sharply improved techniques for gathering and analysing informa ...