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Macroeconomic Risk and Debt Overhang PRELIMINARY AND INCOMPLETE ∗ Hui Chen
Macroeconomic Risk and Debt Overhang PRELIMINARY AND INCOMPLETE ∗ Hui Chen

... A fundamental question in finance is to determine the optimal investment decisions for firms. A part of this problem is pricing — the classic rule of Net Present Value (NPV) prescribes that we evaluate an investment opportunity by forecasting its future cash flows and finding an appropriate discount ...
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... judgement made on the quality and likelihood of a return on investment by the bank or other creditors. These ratios can be found in most textbooks on business finance. Such ratios are often divided into the groups shown below; ◦ Solvency Ratios – How quickly a company can get hold of money, how quic ...
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PDF Download

... The main purpose of our model is to explain the choice to restructure preemptively or post-default. This decision is driven by considerations on the costs of financial exclusion and output losses in both types of debt restructurings, as well as by the expected recovery rates (haircuts/debt relief). ...
Documentos de Trabajo - Facultad de Ciencias Sociales
Documentos de Trabajo - Facultad de Ciencias Sociales

... the flow of funds constraint is the fact that firms cannot issue new shares (we normalize the total number of shares to 1). However, they can adjust retained earnings by cutting dividend payments and servicing debt subject to the constraints we describe below. Firms face two types of liquidity const ...
Lazard Emerging Markets Debt
Lazard Emerging Markets Debt

... indicator of global growth trends, and the market, rightfully so, is excited about the most recent upswing in trade data. To complete our view of improving global growth, we turn to leading indicators of economic growth (Exhibit 4). Since mid-2016, both developed markets and emerging markets have po ...
Inflation, Debt, and Default
Inflation, Debt, and Default

... also suggests a new channel through which monetary policy may have been a determinant of the secular decline in real interest rates. Notice, though, that the same logic that makes nominal debt more attractive to lenders when inflation is procyclical, also suggests that nominal debt is less attractiv ...
Chapter 16 -- Operating and Financial Leverage
Chapter 16 -- Operating and Financial Leverage

... Make an examination of the coverage ratios for Basket Wonders when EBIT=$500,000. Compare the equity and the debt financing alternatives. ...
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Firms` capital structure decisions and product market

... He noted: "This study of corporate practice with respect to debt revealed considerable evidence of conformity in industry thinking and practice and a sensitivity to the reactions of those competitors who were considered to be near rivals" (p. 81) Corroboration for these findings is found in a survey ...
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NBER WORKING PAPER SERIES GUNBOATS, REPUTATION, AND SOVEREIGN REPAYMENT:

... from international capital markets. English concludes that U.S. states repaid their debts for reasons of reputation to maintain access to international capital markets. More recent research has reexamined the gunboat model with a focus on informal, rather than formal or government-sponsored sanctio ...
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NBER WORKING PAPER SERIES EFFICIENT BAILOUTS? Javier Bianchi Working Paper 18587

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... The theoretical basis for decision-making in a risky or uncertain world is the expected utility hyeach outcome, with at least one strict inequalpothesis. Theexpectedutilityhfor each outcome, r, with at least one strict inequalpothesis. The expected utility hypothesis basically ity. Alternatively, eq ...
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Cyclicality of Credit Supply: Firm Level Evidence

... The substitution between bank loans and public bonds can only be measured for firms with access to both markets. Thus, by design, our analysis relies on the least financially constrained firms, whose investment may be insensitive to the supply of bank credit. The argument is that these firms are sti ...
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M02_MADURA_4e_IM_C02

... very significant information. Even though Uncle Chris may not ask, financial relationships need to be based on openness and honesty. The problems that could arise are obvious. Mia and Jason could find themselves overextended and unable to make payments to Uncle Chris and/or meet other financial obli ...
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2NC Spending – DDI 2012 CO

... Problem of Economic Crises,? in Economics of War and Peace: Economic, Legal and Political Perspectives, ed. Goldsmith and Brauer, p. 213-215 Less intuitive is how periods of economic decline may increase the likelihood of external conflict. Political science literature has contributed a moderate deg ...
Recent Accounting Pronouncements — Not Yet Adopted
Recent Accounting Pronouncements — Not Yet Adopted

... Not Yet Adopted In January 2016, the Financial Accounting Standards Board (“FASB”) issued amended guidance on the measurement and classification of financial instruments. This amended guidance requires that all equity investments be measured at fair value with changes in fair value recognized throug ...
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... Financial leverage has three important implications: (1) By raising funds through debt, stockholders can maintain control of a firm while limiting their investment. (2) Creditors look to the equity, or owner-supplied funds, to provide a margin of safety, so if the stockholders have provided only a s ...
Sovereign Risk, Currency Risk, and Corporate Balance Sheets.
Sovereign Risk, Currency Risk, and Corporate Balance Sheets.

... market sovereigns went from having around 85% of their external debt in FC to having more than half of their external sovereign debt in their own currency. By contrast, even as governments were dramatically changing the way they finance themselves, the private sector continued to borrow from foreign ...
EUROPEAN COMMISSION Brussels, 22.2.2017 SWD(2017) 76 final
EUROPEAN COMMISSION Brussels, 22.2.2017 SWD(2017) 76 final

... provisions on the treatment of writing off nonperforming loans, as part of the tax reform, may give impetus to their swift resolution. The banking sector, nevertheless, remains exposed to indirect credit risks through the large foreign currency exposure of its corporate and household clients. The ce ...
Accrued Interest on Debt Securities with a Fixed Rate of
Accrued Interest on Debt Securities with a Fixed Rate of

... done: through a loan or through a debt security. Each of these options can have fixed or floating rates of interest. It is reasonable to assume that a borrower seeks to raise funds as cheaply as possible, taking into account the specific circumstances of the borrowing needs. In making that assessmen ...
Hedging and Speculating with Interest Rate Swaps
Hedging and Speculating with Interest Rate Swaps

... manage earnings (Bodnar, Hayt, and Marston (1998), Faulkender (2005), and Geczy, Minton, and Schrand (2007))? A significant body of work in the empirical risk management literature has been trying to improve our understanding of how firms use derivatives.1 The identifying assumption in nearly all of ...
Fiscal Austerity during Debt Crises
Fiscal Austerity during Debt Crises

... on fiscal austerity. One side of the debate considers fiscal austerity plans to be beneficial because by increasing taxes, the government can avoid a default by more easily servicing and reducing the debt.1 The other side of the debate considers fiscal austerity plans to be detrimental because highe ...
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INTER PIPELINE LTD. $3,000,000,000 Common Shares Preferred

... Certain statements contained in this Prospectus, and in certain documents incorporated by reference into this Prospectus, constitute forward-looking statements. The use of any of the words "anticipate", "continue", "estimate", "expect", "may", "will", "project", "should", "believe" and similar expre ...
CHAPTER_3,5_solutions
CHAPTER_3,5_solutions

... 6. Peer group analysis involves comparing the financial ratios and operating performance of a particular firm to a set of peer group firms in the same industry or line of business. Comparing a firm to its peers allows the financial manager to evaluate whether some aspects of the firm’s operations, f ...
Count the Limbs: Designing Robust Aggregation Clauses in
Count the Limbs: Designing Robust Aggregation Clauses in

... possibilities for abuse. The markets might have rebelled. Instead, they yawned. On October 7, barely a month after ICMA launched its new collective action clauses (CACs), Kazakhstan became the first to use them in an English law bond. The issue, Kazakhstan’s first in fourteen years, was oversubscrib ...
Kampala Capital City Authority
Kampala Capital City Authority

... caps debt funding at 10% of internal revenue, a limitation that will have to be eased if KCCA is to tap the commercial debt market.  Although the much more stringent cash management efforts are positively noted, maintaining only negligible cash balances does expose the municipality to unforeseen li ...
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Debtors Anonymous

Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt. Collectively they attend more than 500 weekly meetings in nine countries. Those who compulsively incur unsecured debt are said to be engaged in compulsive debting and are known as compulsive debtors.DA encourages careful record keeping and monitoring of finances—including purchases, income, and debt payments—to get a clear picture of spending habits. This information is used to develop healthier spending practices, supporting one in keeping a reasonable quality of life while still repaying debt. Similarly, DA recommends developing plans for the future to increase income.DA's program is intended to facilitate a progressive personality change in its members, ultimately transforming their world views and changing their behaviors.
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